Jefferson County property record for 1704 Cairo Dr, Festus, MO 63028
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,450 sqft · built 2003 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $295,000 (Nov 2020) |
| Tax Bill | $3,260 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 181.001.02002053 |
| Primary APN | 181.001.02002053 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,450 sqft Living Area |
| Gross Area | 2,560 sqft |
| Basement Area | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Attached |
| Garage Area | 410 sqft |
| Porch | Open Frame Porch |
| Porch Area | 252 sqft |
| Patio Area | 114 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1704 CAIRO DR |
|---|---|
| City | FESTUS |
| State | MO |
| Zip | 63028-3161 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAILEY STATION 4 LOT 131 |
| Legal Range | 5E |
| Legal Township | 40N |
| Legal Section | 01 |
| Legal Subdivision | BAILEY STATION 4 |
| Legal Block | 2 |
| Legal Lot Number | 131 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | RIVER VIEW |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 700801 |
Source: Jefferson County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1704 CAIRO DR, FESTUS, MO 63028-3161 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 9, 2023 | Deed of Trust, Mortgage · Line of Credit VANTAGE CU |
| Nov 4, 2020 | Warranty Deed, Transfer FIRST INTEGRITY MTG SVCS |
| Jan 6, 2018 | Deed of Trust, Mortgage · Line of Credit ANHEUSER BUSCH EMPS CU |
| Apr 29, 2017 | Deed of Trust, Mortgage A1 MTG GRP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2020 · Amount on Record |
| Deed Sale | Nov 4, 2020 · Amount on Record |
| Prior Sale | Dec 10, 2014 · Amount on Record |
| Deed Document Number | 202041873 |
| Prior Transfer Date | Aug 22, 2011 |
| Prior Transfer Doc | 0000026156 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 1704 CAIRO DR, FESTUS, MO 63028-3161 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1704 CAIRO DR, FESTUS, MO 63028-3161 |
| Document Number | 0000000699 |
|---|---|
| Date | Jan 9, 2023 |
| Instrument | 2023R-000699 |
| Name | VANTAGE CU |
|---|---|
| Type | Credit Union |
| Address | SAINT CHARLES, MO 63304 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 72 Months |
| Due | Jan 1, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Nov 4, 2020 |
| Property Address | 1704 CAIRO DR, FESTUS, MO 63028-3161 |
| Document Number | 0000041873 |
| Instrument Date | Nov 2, 2020 |
| Instrument | 41873 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2020 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1704 CAIRO DR FESTUS MO 630283161, FESTUS, MO 63028-3161 |
| Document Number | 41874 |
|---|---|
| Date | Nov 4, 2020 |
| Instrument | 41874 |
| Name | FIRST INTEGRITY MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63146 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 3, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 1704 CAIRO DR, FESTUS, MO 63028-3161 |
| Document Number | 0000001290 |
| Instrument Date | Jan 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2018 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1704 CAIRO DR FESTUS MO 630283161, FESTUS, MO 63028-3161 |
| Document Number | 0000001290 |
|---|---|
| Date | Jan 12, 2018 |
| Instrument | 1290 |
| Name | ANHEUSER BUSCH EMPS CU |
|---|---|
| Type | Credit Union |
| Address | SAINT LOUIS, MO 63118 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 11, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 1704 CAIRO DR, FESTUS, MO 63028-3161 |
| Document Number | 0000013399 |
| Instrument Date | Apr 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2017 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE GROUP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1704 CAIRO DR FESTUS MO 630283161, FESTUS, MO 63028-3161 |
| Document Number | 0000013399 |
|---|---|
| Date | May 4, 2017 |
| Instrument | 13399 |
| Name | A1 MTG GRP LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEES SUMMIT, MO 64063 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 3, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Municipality | Festus City |
| Unified School District | Festus R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $59,400 (-) Land $9,600 Building $49,800 | $312,800 (-) Land $50,600 Building $262,200 | |
| 2025 | $3,260.00 (+4.52%) | $59,400 (+14.01%) Land $9,600 Building $49,800 | $312,800 (-) Land $50,600 Building $262,200 |
| 2024 | $3,119.00 (+6.31%) | $312,800 (+14.04%) Land $50,600 Building $262,200 | |
| 2023 | $2,934.00 (+5.27%) | $52,100 (+5.25%) Land $9,600 Building $42,500 | $274,300 (+5.3%) Land $50,600 Building $223,700 |
| 2022 | $2,787.00 | $49,500 Land $7,000 Building $42,500 | |
| 2021 | $260,500 Land $36,800 Building $223,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2009–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FESTUS PWS serves 13,000 people · EPA ID MO6010276 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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