1704 Atlas Dr, Frederick, MD 21702 Property Records

Frederick County property record for 1704 Atlas Dr, Frederick, MD 21702

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,772 sqft · built 2022
Lot Size	0.039 acres (1,716 sqft)
Owner	2 Individual Names on File
Last Sale	$449,990 (Sep 2022)
Tax Bill	$7,637 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-604138`

Property Details

APN / Parcel Number

Primary APN	`02-604138`
Alternative APN	`604138`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,772 sqft Living Area
Gross Area	3,212 sqft
1st Floor Area	924 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,716 sqft (0.039 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	16 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	604138
Street Address	1704 ATLAS DR
City	FREDERICK
State	MD
Zip	21702-4944
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 141 PHASE 1 PLAT 1,716 SQ FT BELLE AIR FARM
Legal Subdivision	BELLE AIR FARM
Legal Phase	1
Legal Lot Number	141
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	3
Census Block	3000
Census Tract	750504

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1704 Atlas Dr, a townhouse, is owned and occupied by two individuals who bought it in September 2022.

Source: Frederick County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1704 ATLAS DR, FREDERICK, MD 21702-4944
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Sep 19, 2022	Deed, Transfer · FHA Mortgage PRESIDENTIAL BANK FSB
Feb 14, 2022	Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2022 · Amount on File
Deed Sale	Sep 19, 2022 · Amount on File
Deed Book / Page	16137 / 153
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	Sep 22, 2026
Property Address	1704 ATLAS DR, FREDERICK, MD 21702-4944
Document Number	1805000172
Book / Page	18055 / 172
Instrument Date	Jul 29, 2026
Transaction Type	Mortgage
Record Updated	Oct 1, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1704 ATLAS DR, FREDERICK, MD 21702-4944

Mortgage

Document Number	1805000172,
Date	Sep 22, 2026
Book Page	18055/172

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 19, 2022
Property Address	1704 ATLAS DR, FREDERICK, MD 21702-4944
Document Number	0161370153
Book / Page	16137 / 153
Map Reference	MB 106 PL 161
Instrument Date	Sep 15, 2022
Transaction Type	Transfer
Record Updated	Sep 28, 2022
Title Company	CLEAR TITLE, CLEAR TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,249.95
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4991 NEW DESIGN RD, 4991, FREDERICK, MD 21703-7113

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1704 ATLAS DR, FREDERICK, MD 21702-4944

Mortgage

Document Number	0016137159
Date	Sep 19, 2022
Instrument	16137/159

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 14, 2022
Property Address	1704 ATLAS DR, FREDERICK, MD 21702-4944
Document Number	0157270369
Book / Page	15727 / 369
Map Reference	MB 106 PL 161
Instrument Date	Jan 28, 2022
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES

Transaction

Amount	Amount on Record
Tax	$2,955.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2077 SOMERVILLE RD STE 206, 206, ANNAPOLIS, MD 21401-4178

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	4991 NEW DESIGN RD STE 105, 105, FREDERICK, MD 21703-7342
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1704 Atlas Dr was $7,637.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$434,467	$476,200 Land $95,000 Building $381,200
2025	$7,637.00
2023	$6,449.00	$353,867	$413,600 Land $80,000 Building $333,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1704 Atlas Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1704 Atlas Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Glo Fiber, T-Mobile, Verizon.

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