1704 7th St E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 1704 7th St E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,248 sqft · built 1910
Lot Size	0.105 acres (4,560 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Apr 2013)
Tax Bill	$3,650 (2025)
Deeds & Mortgages	May 2026 Line of Credit May 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-29-22-44-0095`

Property Details

APN / Parcel Number

Primary APN	`27-29-22-44-0095`
Alternative APNs	`8599480` `665808`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	816 sqft
Family Room	Family Room

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1975
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	4,560 sqft (0.105 acres)
Lot Dimensions	114 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	665808
Street Address	1704 7TH ST E
City	SAINT PAUL
State	MN
Zip	55106-4204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J. N. ROGERS 4TH ADDITION LOT 4 BLK 1
Legal Range	22
Legal Township	29
Legal Section	27
Legal Subdivision	J. N. ROGERS 4TH ADDITION
Legal Block	1
Legal Lot Number	4
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3001
Census Tract	31801

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1704 7TH ST E, SAINT PAUL, MN 55106-4204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Line of Credit BAE CREDIT UNION
May 30, 2023	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2013 · Amount on Record
Deed Sale	Apr 5, 2013 · Amount on Record
Prior Sale	Sep 23, 2011 · Amount on Record
Deed Document Number	20134394166
Last Transfer Date	Apr 24, 2020
Transfer Doc	0004808430
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Recording Date	May 27, 2026
Property Address	1704 7TH ST E, SAINT PAUL, MN 55106-4204
Document Number	0A05107381
Instrument Date	May 19, 2026
Instrument	20265107381
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1704 7TH ST E, SAINT PAUL, MN 55106-4204

Mortgage

Document Number	0005107381,
Date	May 27, 2026
Instrument	20265107381

Lender

Name	BAE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 28, 2046

Interest

Rate	3.99%
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1704 7TH ST E, SAINT PAUL, MN 55106-4204
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1704 7TH ST E, SAINT PAUL, MN 55106-4204

Mortgage

Document Number	0A04989954
Date	May 30, 2023
Instrument	A04989954

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$252,500 (+7.95%) Land $30,000 Building $222,500	$252,500 (+7.95%) Land $30,000 Building $222,500
2025	$3,650.00 (-2.82%) Homeowner's exemption	$233,900 (-2.87%) Land $25,000 Building $208,900	$233,900 (-2.87%) Land $25,000 Building $208,900
2023	$3,756.00 Homeowner's exemption	$240,800 Land $20,000 Building $220,800	$240,800 Land $20,000 Building $220,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 750 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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