17032 Merced Rd, Bend, OR 97707 Property Records

Deschutes County property record for 17032 Merced Rd, Bend, OR 97707

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 2017
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on Record
Last Sale	$675,000 (Dec 2021)
Tax Bill	$4,071 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`201013 A0 15500`

Property Details

APN / Parcel Number

Primary APN	`201013 A0 15500`
Alternative APNs	`R1012201013A015500` `117344`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Architectural Style	Other
Lot Area	44,867 sqft (1.03 acres)
Garage Type	Mixed
Garage Area	1,064 sqft
Shed	1 Shed

Location & Zoning

Account Number	117344
Old Parcel Number	R1012201013A015500
Street Address	17032 MERCED RD
City	BEND
State	OR
Zip	97707-2044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:12,13 BLK:44 SEC/TWN/RNG/MER:SEC 13 TWN 20 RNG 10 MAP REF:201013-A0
Legal Range	10E
Legal Township	20S
Legal Section	13
Legal Quarter	NE
Legal Subdivision	DESCHUTES RIVER RECREATION HOM
Legal Block	44
Legal Lot Number	12,13 13
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	1
Census Block	1058
Census Tract	404

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2838 SHIRLEY ST, EUGENE, OR 97404-1881
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2022	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Dec 2, 2021	Warranty Deed, Transfer · Conventional Mortgage DIRECTORS MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2021 · Amount on Record
Deed Sale	Dec 2, 2021 · Amount on Record
Prior Sale	Mar 31, 2015 · Amount on Record
Deed Document Number	2021-66770
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	17032 MERCED RD, BEND, OR 97707-2044
Transaction Type	Mortgage
Record Updated	Sep 14, 2022
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2838 SHIRLEY ST, EUGENE, OR 97404-1881

Mortgage

Document Number	0000033676
Date	Sep 7, 2022
Instrument	2022-33676

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Dec 2, 2021
Property Address	17032 MERCED RD, BEND, OR 97707-2044
Document Number	0000066770
Instrument Date	Nov 24, 2021
Instrument	2021-66770
Transaction Type	Transfer
Record Updated	Dec 10, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2838 SHIRLEY ST, EUGENE, OR 97404-1881

Mortgage

Document Number	0000066771
Date	Dec 2, 2021
Instrument	2021-66771

Lender

Name	DIRECTORS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,071.00 (+4.2%)	$221,220 (+3%)	$760,390 (+4.1%) Land $265,500 Building $494,890
2024	$3,907.00 (+2.33%)	$214,780 (+3%)	$730,470 (+4.07%) Land $237,000 Building $493,470
2023	$3,818.00	$208,530	$701,930 Land $237,000 Building $464,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Oregon
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Starlink Satellite	280 / 30

May also be available: Verizon.

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