1703 River Ranch Rd, Missoula, MT 59804 Property Records

Missoula County property record for 1703 River Ranch Rd, Missoula, MT 59804

Property Summary

Property TypeSingle Family Home
Details7 bd · 6.5 ba · 5,466 sqft · built 1979
Lot Size5.2 acres (226,512 sqft)
Owner2 Individual Names on File
Last Sale$103,800 (Mar 2015)
Tax Bill$11,152 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone AE (high risk)
APNR0496594

Property Details

APN / Parcel Number

Primary APNR0496594
Alternative APNs
  • 04-2199-17-1-02-05-0000
  • 0006003991
  • 6003991

Interior

Bedrooms7 Beds
Full Baths6.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area5,466 sqft Living Area
Gross Area6,790 sqft
1st Floor Area3,302 sqft
2nd Floor Area1,268 sqft
Basement Area896 sqft
Finished Basement896 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 2007
Architectural StyleConventional
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area226,512 sqft
View / LotRural
Garage TypeAttached
Garage Area576 sqft
Parking Spaces6 Parking Spaces

Exterior Amenities

PorchOpen Concrete/Masonry Porch
Porch Area256 sqft
Deck Area1,212 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Account Number0006003991
Street Address1703 RIVER RANCH RD
CityMISSOULA
StateMT
Zip59804-8503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal DescriptionS17, T13 N, R20 W, C.O.S. 5826, PARCEL B1
Legal SubdivisionCERTIFICATE/SURV 5501 A & B
Legal TractB1
Legal Block1
Legal Lot NumberB
JurisdictionMISSOULA MT
Township / Civil DivisionLOLO
Census Block Group1
Census Block1011
Census Tract902

Owner

1703 River Ranch Rd is owned and occupied by two individuals who bought it in March 2015.

Source: Missoula County records, as of September 15, 2026

Owner of Record2 Individual Names on File
Mailing Address1703 RIVER RANCH RD, MISSOULA, MT 59804-8503
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 24, 2015 · Amount on File
Deed SaleMar 24, 2015 · Amount on File
Prior SaleDec 15, 2005 · Amount on File
Deed Document Number20154781
Deed Book / Page941 / 1264
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMISSOULA MT
Property Address1703 RIVER RANCH RD, MISSOULA, MT 59804-8503
Transaction TypeMortgage
Record UpdatedJun 11, 2021
Title CompanyTITLE SERVICES, INC., TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010551334
DateMay 21, 2021
Book Page1055/1334
Instrument202112804
Lender
NameOPPORTUNITY BANK OF MT
TypeBank
AddressMISSOULA, MT 59804
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1703 River Ranch Rd was $11,152.

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMontana
CountyMissoula County
Secondary School DistrictMissoula High School District (09 - 12)
Elementary School DistrictTarget Range Elementary School District (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,441,204 (-) Land $393,514 Building $1,047,690$1,441,204 (-) Land $393,514 Building $1,047,690
2025$11,152.00$1,441,204$1,441,204 Land $393,514 Building $1,047,690
2023$10,843.00$1,176,319$1,176,319 Land $323,929 Building $852,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1703 River Ranch Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 13 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims16 (1986–2018)
Claims Outside the SFHA7 of 16
Most Recent ClaimJun 2018 · river or lake flooding
Claims by Event
  • Severe Storms,ice Jams, Snow Melt, Flooding, May 1997 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1703 River Ranch Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 65% of Montana
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CIS
Fixed Wireless
1,000 / 1,000
Grizzly Broadband
Fixed Wireless
32 / 32

May also be available: T-Mobile, Verizon.

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