1703 Prosperity Ct, Williamsburg, VA 23188 Property Records

James City County property record for 1703 Prosperity Ct, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,086 sqft · built 2015
Lot Size	0.048 acres (2,091 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Jun 2025)
Tax Bill	$2,780 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46-2 21-0-1703`

Property Details

APN / Parcel Number

Primary APN	`46-2 21-0-1703`
Alternative APN	`34648`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	2,086 sqft Living Area

Exterior

Year Built	Built 2015
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	2,091 sqft (0.048 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	165 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	34648
Street Address	1703 PROSPERITY CT
City	WILLIAMSBURG
State	VA
Zip	23188-2942
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MU MIXED USE
Legal Description	U-117 B-17 PH-4A GOVERNOR'S GROVE AT FIVE FORKS
Legal Subdivision	GOVERNORS GROVE AT FIVE FORKS
Legal Phase	4A
Legal Unit	117
Jurisdiction	JAMES CITY VA
Township / Civil Division	BERKELEY
Census Block Group	1
Census Block	1015
Census Tract	80307

Owner

Source: James City County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1703 PROSPERITY CT, WILLIAMSBURG, VA 23188-2942
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2025	Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Jul 24, 2023	Warranty Deed, Transfer · FHA Mortgage KIND LENDING LLC
Aug 1, 2018	Warranty Deed, Transfer · Conventional with PMI PROSPERITY HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2025 · Amount on Record
Deed Sale	Jun 30, 2025 · Amount on Record
Prior Sale	Jul 24, 2023 · Amount on Record
Deed Document Number	202508825
Record Updated	Jun 8, 2026

June 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jun 30, 2025
Property Address	1703 PROSPERITY CT, WILLIAMSBURG, VA 23188-2942
Document Number	0202508825
Instrument Date	Jun 24, 2025
Instrument	202508825
Transaction Type	Transfer
Record Updated	Oct 14, 2025
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$365.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1703 PROSPERITY CT, WILLIAMSBURG, VA 23188-2942

Mortgage

Document Number	0202508826
Date	Jun 30, 2025
Instrument	202508826

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jul 24, 2023
Property Address	1703 PROSPERITY CT, WILLIAMSBURG, VA 23188-2942
Document Number	0202307761
Instrument Date	Jun 26, 2023
Instrument	202307761
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1703 PROSPERITY CT, WILLIAMSBURG, VA 23188-2942

Mortgage

Document Number	0202307762
Date	Jul 24, 2023
Instrument	202307762

Lender

Name	KIND LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Aug 1, 2018
Property Address	1703 PROSPERITY CT, WILLIAMSBURG, VA 23188-2942
Document Number	0000012639
Instrument Date	Jul 12, 2018
Instrument	12639
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1703 PROSPERITY CT WILLIAMSBURG VA 231882942, WILLIAMSBURG, VA 23188-2942

Mortgage

Document Number	12640
Date	Aug 1, 2018
Instrument	12640

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,780.00 (+6.39%)	$335,000 (+24.4%) Land $57,500 Building $277,500	$335,000 (+24.4%) Land $57,500 Building $277,500
2024	$2,613.00 (+16.91%)
2023	$2,235.00	$269,300 (-) Land $50,400 Building $218,900	$269,300 (-) Land $50,400 Building $218,900
2022	$2,235.00 (+33.51%)	$269,300 Land $50,400 Building $218,900	$269,300 Land $50,400 Building $218,900
2019	$1,674.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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