1703 Perry Ct, Prospect, KY 40059 Property Records

Oldham County property record for 1703 Perry Ct, Prospect, KY 40059 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$565,000 (Feb 2025)
Tax Bill	$4,725 (2025)
Deeds & Mortgages	Feb 2025 Sale & Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`01-05-02-30`

Property Details

APN / Parcel Number

Primary APN	`01-05-02-30`
Alternative APNs	`65567` `74411`

Exterior

Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Account Number	74411
Street Address	1703 PERRY CT
City	PROSPECT
State	KY
Zip	40059-7135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & .25AC
Legal Block	SEC 2
Legal Lot Number	30
Jurisdiction	OLDHAM KY
Township / Civil Division	PEWEE VALLEY
Census Block Group	1
Census Block	1000
Census Tract	30801

Owner

Source: Oldham County records · APN 01-05-02-30

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1703 PERRY CT, PROSPECT, KY 40059-7135
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2025	Deed, Transfer · VA Mortgage THE LOAN STORE INC
Dec 23, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 07, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 01, 2018	Deed, Subdivision Related Transfer · Conventional Mortgage WET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 25, 2025 · Amount on Record
Deed Sale	Feb 25, 2025 · Amount on Record
Prior Sale	Dec 23, 2020
Deed Document Number	797996
Deed Book / Page	D1404 / 266
Record Updated	Jun 08, 2026

February 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	OLDHAM KY
Recording Date	Feb 25, 2025
Property Address	1703 PERRY CT, PROSPECT, KY 40059-7135
Document Number	0D1404/266
Book / Page	D1404 / 266
Map Reference	MB 7 PG 3-5
Instrument Date	Feb 20, 2025
Instrument	797996
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	MONUMENT TITLE COMPANY INC, MONUMENTAL TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$565.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12811 DEER CROSS DR, PROSPECT, KY 40059-8137

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1703 PERRY CT, PROSPECT, KY 40059-7135

Mortgage

Document Number	0000797997
Date	Feb 25, 2025
Instrument	797997

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2055

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OLDHAM KY
Recording Date	Dec 23, 2020
Property Address	1703 PERRY CT, PROSPECT, KY 40059-7135
Document Number	D1272/501
Book / Page	D1272 / 501
Instrument Date	Dec 17, 2020
Instrument	612410
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1703 PERRY CT, PROSPECT, KY 40059-7135
Investor	Possibly a Property Investor

Mortgage

Document Number	612411
Date	Dec 23, 2020
Instrument	612411

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	1703 PERRY CT, PROSPECT, KY 40059-7135
Transaction Type	Mortgage
Record Updated	Sep 04, 2019
Title Company	BRIDGE TRUST TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2360/1014
Date	Aug 07, 2019
Book Page	M2360/1014
Instrument	555401

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

August 2018: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	OLDHAM KY
Recording Date	Aug 01, 2018
Property Address	1703 PERRY CT, PROSPECT, KY 40059-7135
Document Number	D1197/0426
Book / Page	D1197 / 0426
Map Reference	MB07 PG3-5
Instrument Date	Jul 30, 2018
Instrument	541927
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13401 LONGWOOD LN, 13401, GOSHEN, KY 40026-8409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1703 PERRY CT, PROSPECT, KY 40059-7135

Mortgage

Document Number	541928
Date	Aug 01, 2018
Instrument	541928

Lender

Name	WET MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2048

Tax Assessment & Valuation

Source: Oldham County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,725.00 (+4.35%)	$380,000 (+4.83%) Land $40,000 Building $340,000	$380,000 (+4.83%) Land $40,000 Building $340,000
2023	$4,528.00	$362,500 Land $40,000 Building $322,500	$362,500 Land $40,000 Building $322,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oldham County (21185C), updated October 15, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211850308011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 93 individual NFIP policies nearby
Nearby Flood Policies	93 in force
Nearby Flood Claims	776 (1978–2025)
Claims Outside the SFHA	47 of 776
Most Recent Claim	Apr 2025, other causes, Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 70 claims Severe Storms, Tornadoes, And Flooding, May 2011 · 78 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 105 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 148 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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