1703 Oak St, Brainerd, MN 56401 Property Records

Crow Wing County property record for 1703 Oak St, Brainerd, MN 56401

Property Summary

Property Type	Single Family Home
Details	2 bd · 5 ba · 1,320 sqft · built 1893
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on Record
Last Sale	$59,000 (Nov 2019)
Tax Bill	$1,232 (2026)
Deeds & Mortgages	Mar 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09181015011Z009`

Property Details

APN / Parcel Number

Primary APN	`09181015011Z009`
Alternative APNs	`41300614` `163631`

Interior

Bedrooms	2 Beds
Full Baths	5 Baths
Stories	1 Story
Building Area	1,320 sqft Living Area
1st Floor Area	1,024 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1985
Architectural Style	Multi-Family
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Heating System	Oil

Location & Zoning

Account Number	163631
Street Address	1703 OAK ST
City	BRAINERD
State	MN
Zip	56401-3854
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W. 50 FT. LOTS 11 THRU 13 BLOCK 15
Legal Range	30W
Legal Township	45N
Legal Section	30
Legal Subdivision	SLEEPERS ADDITION TO BRAINERD
Legal Block	15
Legal Lot Number	11-13
Jurisdiction	CROW WING MN
Township / Civil Division	BRAINERD
Census Block Group	2
Census Block	2086
Census Tract	951000

Owner

Source: Crow Wing County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1937 COUNTY ROAD 17 SW, PEQUOT LAKES, MN 56472-2102
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2019 · Amount on Record
Deed Sale	Nov 5, 2019 · Amount on Record
Prior Sale	Oct 1, 2001 · Amount on Record
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROW WING MN
Property Address	1703 OAK ST, BRAINERD, MN 56401-3854
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1937 COUNTY RD 17 SW, OKLEE, MN 56742

Mortgage

Document Number	0001021045
Date	Mar 4, 2026
Instrument	1021045

Lender

Name	FIRST WESTERN BANK & TRUST
Type	Bank
Address	BAXTER, MN 56425

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Crow Wing County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Municipality	Brainerd City
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,232.00 (+10.2%)	$109,500 (+18.76%) Land $45,200 Building $64,300	$109,500 (+18.76%) Land $45,200 Building $64,300
2025		$92,200 (+0.33%) Land $44,300 Building $47,900	$92,200 (+0.33%) Land $44,300 Building $47,900
2023	$1,118.00	$91,900 Land $41,000 Building $50,900	$91,900 Land $41,000 Building $50,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Brainerd serves 14,670 people · EPA ID MN1180002
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.63 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CTC.

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