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1703 McDowell St, Gadsden, AL 35904 Property Records

Etowah County property record for 1703 McDowell St, Gadsden, AL 35904

Property Summary

Property TypeSingle Family Home
Details1 ba · 780 sqft · built 1950
Lot Size0.414 acres (18,050 sqft)
OwnerIndividual Name on File
Last Sale$27,000 (Jun 2019)
Tax Bill$125 (2025)
Deeds & MortgagesJun 2019 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN15-03-08-4-000-074.000

Property Details

APN / Parcel Number

Primary APN15-03-08-4-000-074.000
Alternative APNs
  • 239135
  • 39771

Interior

Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area780 sqft Living Area
1st Floor Area780 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area18,050 sqft (0.414 acres)
Lot Dimensions190 ft deep x 95 ft wide
Garage TypeCarport
CarportCarport

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number239135
Street Address1703 MCDOWELL ST
CityGADSDEN
StateAL
Zip35904-4931
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionH/S BASE YEAR LT 32 MCDOWELL ADD PLAT D-221 GADSDEN 8-12-6 768-485,D-2012-3371528,D-2015-3428010(LF EST),BETTY JEAN RAMSEY(DOD-12-18-2018),D-2019-34825532
Legal Range6E
Legal Township12S
Legal Section8
Legal SubdivisionMCDOWELL ADD
Legal Lot Number32
JurisdictionETOWAH AL
Township / Civil DivisionGADSDEN
Census Block Group3
Census Block3003
Census Tract900

Owner

Source: Etowah County records · APN 15-03-08-4-000-074.000

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1703 MCDOWELL ST, GADSDEN, AL 35904-4931
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 10, 2019 · Amount on Record
Deed SaleJun 10, 2019 · Amount on Record
Prior SaleAug 08, 2012 · Amount on Record
Deed Document Number20193485532
Record UpdatedSep 20, 2026

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionETOWAH AL
Recording DateJun 10, 2019
Property Address1703 MCDOWELL ST, GADSDEN, AL 35904-4931
Document Number3485532
Instrument DateJun 10, 2019
Instrument3485532
Transaction TypeTransfer
Record UpdatedSep 13, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1703 MCDOWELL ST, GADSDEN, AL 35904-4931

Mortgage

Document Number3485533
DateJun 10, 2019
Instrument3485533
Lender
NameFAMILY SAVINGS CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Mortgage

Document Number0003485532
DateJun 10, 2019
Instrument3485532
Lender
NameFAMILY SAVINGS CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term121 Months
DueJul 01, 2029

Tax Assessment & Valuation

Source: Etowah County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateAlabama
CountyEtowah County
MunicipalityGadsden City
Unified School DistrictGadsden City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$125.00 Homeowner's exemption$3,500 (+0.57%) Land $300 Building $3,200$34,800 (-) Land $2,900 Building $31,900
2023$125.00 Homeowner's exemption$3,480 (-) Land $290 Building $3,190$34,800 (-) Land $2,900 Building $31,900
2022$125.00 Homeowner's exemption$3,480 Land $290 Building $3,190$34,800 Land $2,900 Building $31,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Etowah County (01055C), updated March 21, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010550009003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims8 (1983–2002)
Most Recent ClaimSep 2002 · river or lake flooding

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 98.7% of Alabama
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 139 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemCITY OF GADSDEN, THE WWSB OF THE
serves 44,637 people
Water SourceSurface water
Last State InspectionJan 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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