1703 Holman Ave, Covington, KY 41011 Property Records

Kenton County property record for 1703 Holman Ave, Covington, KY 41011

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 3,378 sqft
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Mar 2024)
Tax Bill	$3,378 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Aug 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055-12-18-003.00`

Property Details

APN / Parcel Number

Primary APN	`055-12-18-003.00`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	3,378 sqft Finished Area
Gross Area	3,524 sqft

Exterior

Architectural Style	Triplex
Exterior Material	Brick
Foundation Type	Stone
Lot Area	3,049 sqft (0.07 acres)

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1703 HOLMAN AVE
City	COVINGTON
State	KY
Zip	41011-2954
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Description	WOODBURN AVE LD CO LOT 44 2ND
Legal Subdivision	WOODBURN AVE LAND CO
Legal Phase	2
Legal Lot Number	44
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4007
Census Tract	65000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Peaselburg Neighborhood Historic District listed 2017 · 544 contributing resources · NRIS 16000501

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1703 HOLMAN AVE, COVINGTON, KY 41011-2954
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2024	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Aug 18, 2022	Warranty Deed, Transfer
Apr 6, 2021	Warranty Deed, Transfer · FHA Mortgage NATIONS RELIABLE LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2024 · Amount on Record
Deed Sale	Mar 27, 2024 · Amount on Record
Prior Sale	Aug 18, 2022 · Amount on Record
Deed Document Number	2024142
Deed Book / Page	276 / 593
Prior Transfer Date	Aug 12, 2022
Prior Transfer Doc	0005900178
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 27, 2024
Property Address	1703 HOLMAN AVE, COVINGTON, KY 41011-2954
Document Number	0005900142
Book / Page	KC 276 / 593
Map Reference	MB 76 PG 641
Instrument Date	Mar 22, 2024
Instrument	24032705900142
Transaction Type	Transfer
Record Updated	Apr 10, 2024
Title Company	AMERICAN HOMELAND TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1026 YORK ST, NEWPORT, KY 41071-2133

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1703 HOLMAN AVE, COVINGTON, KY 41011-2954

Mortgage

Document Number	0005900143
Date	Mar 27, 2024
Book Page	KCM 536/1
Instrument	24032705900143

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 18, 2022
Property Address	1703 HOLMAN AVE, COVINGTON, KY 41011-2954
Document Number	0005900178
Book / Page	184 / 785
Map Reference	MB 76 PG 641
Instrument Date	Aug 18, 2022
Instrument	22081805900178
Transaction Type	Transfer
Record Updated	Aug 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1703 HOLMAN AVE APT 1, 1703, COVINGTON, KY 41011-2954

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1703 HOLMAN AVE, COVINGTON, KY 41011-2954

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Apr 6, 2021
Property Address	1703 HOLMAN AVE, COVINGTON, KY 41011-2954
Document Number	0005900078
Book / Page	82 / 526
Map Reference	MB 76 PG 641
Instrument Date	Jan 1, 2021
Instrument	21040605900078
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 176751, COVINGTON, KY 41017-6751

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1703 HOLMAN AVE, COVINGTON, KY 41011-2954

Mortgage

Document Number	0005900079
Date	Apr 6, 2021
Instrument	21040605900079

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,000 (-) Land $10,000 Building $245,000	$255,000 (-) Land $10,000 Building $245,000
2025	$3,378.00 (+26.8%)	$255,000 (+27.5%) Land $5,000 Building $250,000	$255,000 (+27.5%) Land $5,000 Building $250,000
2023	$2,664.00	$200,000 Land $5,000 Building $195,000	$200,000 Land $5,000 Building $195,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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