1703 Fraser Rd, Kawkawlin, MI 48631 Property Records

Bay County property record for 1703 Fraser Rd, Kawkawlin, MI 48631 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,401 sqft · built 1973
Lot Size	21.1 acres (921,294 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,759 (2026)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone A (high risk)
APN	`080-021-100-020-02`

Property Details

APN / Parcel Number

Primary APN	`080-021-100-020-02`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,401 sqft Living Area
1st Floor Area	2,401 sqft
Basement Area	1,439 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	921,294 sqft (21.1 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1703 FRASER RD
City	KAWKAWLIN
State	MI
Zip	48631-9475
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 497 FT N OF W 1/4 COR OF SEC TO POB TH N 270 FT TH E 300 FT TH S 270 FT TH W 300 FT TO BEG; ALSO; COM @ W 1/4 COR OF SEC
Jurisdiction	BAY MI
Township / Civil Division	KAWKAWLIN
Census Block Group	1
Census Block	1024
Census Tract	286102

Owner

Source: Bay County records · APN 080-021-100-020-02

Assessment roll updated May 18, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1703 FRASER RD, KAWKAWLIN, MI 48631-9475
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	1703 FRASER RD, KAWKAWLIN, MI 48631-9475
Transaction Type	Mortgage
Record Updated	Dec 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009778
Date	Jun 01, 2021
Instrument	202109778

Lender

Name	THE STATE BANK
Type	Bank
Address	FENTON, MI 48430

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 01, 2036

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated May 18, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Kawkawlin Township
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,759.00 (+13.81%) Homeowner's exemption	$180,400 (+46.43%)	$360,800 (+46.43%)
2023		$123,200	$246,400
2022	$3,303.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (26017C), updated February 17, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required (federally backed mortgages)

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 24 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.