1703 Elder Ln, Des Moines, IA 50315 Property Records

Polk County property record for 1703 Elder Ln, Des Moines, IA 50315

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,440 sqft · built 1953
Lot Size	0.301 acres (13,130 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Mar 2017)
Tax Bill	$3,678 (2024)
Deeds & Mortgages	May 2026 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`120/06135-000-000`

Property Details

APN / Parcel Number

Primary APN	`120/06135-000-000`
Alternative APN	`782420429024`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
Gross Area	2,120 sqft
1st Floor Area	940 sqft
Basement Area	940 sqft
Finished Basement	500 sqft
Unfinished Basement	440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,130 sqft (0.301 acres)
Lot Dimensions	202 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	120 sqft
Deck Area	150 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1703 ELDER LN
City	DES MOINES
State	IA
Zip	50315-3369
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 93 & W 10 F LT 94 WAKONDA MANOR
Legal Subdivision	WAKONDA MANOR
Legal Lot Number	93,94
Jurisdiction	POLK IA
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2007
Census Tract	4502

Owner

1703 Elder Ln is owned and occupied by two individuals who bought it in March 2017.

Source: Polk County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1703 ELDER LN, DES MOINES, IA 50315-3369
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage FREE STATE CREDIT UNION
Oct 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage TWO RIVERS BANK & TRUST
Aug 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Mar 28, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2017 · Amount on File
Deed Sale	Mar 28, 2017 · Amount on File
Prior Sale	Aug 16, 2006 · Amount on File
Deed Document Number	2017201600079752
Deed Book / Page	16418 / 959
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Recording Date	May 19, 2026
Property Address	1703 ELDER LN, DES MOINES, IA 50315-3369
Document Number	0000028843
Book / Page	20522 / 941
Instrument Date	May 13, 2026
Instrument	202628843
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1703 ELDER LN, DES MOINES, IA 50315-3369

Mortgage

Document Number	0000028843,
Date	May 19, 2026
Book Page	20522/941
Instrument	202628843

Lender

Name	FREE STATE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 15, 2031

Interest

Rate	6.3%
Max Rate	-1%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1703 ELDER LN, DES MOINES, IA 50315-3369
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031469
Date	Oct 7, 2019
Book Page	17530/0800
Instrument	2019-00031469

Lender

Name	TWO RIVERS BANK & TRUST
Type	Bank
Address	BURLINGTON, IA 52601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2039

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1703 ELDER LN, DES MOINES, IA 50315-3369
Document Number	0000018496
Instrument Date	Aug 7, 2020
Transaction Type	Mortgage
Record Updated	Sep 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1703 ELDER LN DES MOINES IA 503153369, DES MOINES, IA 50315-3369

Mortgage

Document Number	0000018496
Date	Aug 18, 2020
Book Page	018011/000171
Instrument	18496

Lender

Name	GREENSTATE CU
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 17, 2025

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Mar 28, 2017
Property Address	1703 ELDER LN, DES MOINES, IA 50315-3369
Document Number	201600079752
Book / Page	16418 / 0959
Instrument Date	Mar 20, 2017
Instrument	201600079752
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Tax	$247.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1703 ELDER LN, DES MOINES, IA 50315-3369

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$223,800 Land $46,000 Building $177,800	$223,800 Land $46,000 Building $177,800
2024	$3,678.00
2023		$197,400 Land $40,600 Building $156,800	$197,400 Land $40,600 Building $156,800
2020	$3,686.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1703 Elder Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1703 Elder Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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