1703 E Wheel Rd, Bel Air, MD 21015 Property Records

Harford County property record for 1703 E Wheel Rd, Bel Air, MD 21015

Property Summary

Property Type	Single Family Home
Details	5 ba · 5,596 sqft · built 1993
Lot Size	4.77 acres (207,781 sqft)
Owner	2 Individual Names on Record
Last Sale	$973,000 (Aug 2020)
Tax Bill	$12,746 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Jan 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-252445`

Property Details

APN / Parcel Number

Primary APN	`01-252445`
Alternative APNs	`1252445` `252445`

Interior

Full Baths	5 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	5,596 sqft Total Area
Basement Area	2,000 sqft
Finished Basement	2,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	207,781 sqft (4.77 acres)
Garage Type	Mixed
Garage Area	1,420 sqft
Parking Spaces	5 Parking Spaces
Deck Area	800 sqft
Patio Area	450 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	252445
Street Address	1703 E WHEEL RD
City	BEL AIR
State	MD
Zip	21015-5723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 79 4.77 AC 1703 E WHEEL ROAD TODD LAKES S4 PT 137/87
Legal Subdivision	TODD LAKES
Legal Block	4B
Legal Lot Number	79
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	1
Census Block	1001
Census Tract	301102

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1703 E WHEEL RD, BEL AIR, MD 21015-5723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · Line of Credit ABERDEEN PROVING GROUND FEDERAL CREDIT UNION
Jan 24, 2024	Deed of Trust, Mortgage · Line of Credit ABERDEEN PROVING GROUND FCU
Jan 23, 2023	Deed of Trust, Mortgage · Line of Credit APG FCU
Jan 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 19, 2020	Deed, Transfer · Line of Credit NEXTMARK FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2020 · Amount on Record
Deed Sale	Aug 19, 2020 · Amount on Record
Prior Sale	Sep 27, 2011 · Amount on Record
Deed Book / Page	14046 / 341
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Recording Date	Aug 7, 2026
Property Address	1703 E WHEEL RD, BEL AIR, MD 21015-5723
Document Number	1724000461
Book / Page	17240 / 461
Instrument Date	Jul 28, 2026
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	GETZ TITLE GROUP LLC, GETZ TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1703 E WHEEL RD, BEL AIR, MD 21015-5723

Mortgage

Document Number	1724000461,
Date	Aug 7, 2026
Book Page	17240/461

Lender

Name	ABERDEEN PROVING GROUND FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.43%
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1703 E WHEEL RD, BEL AIR, MD 21015-5723
Transaction Type	Mortgage
Record Updated	Feb 2, 2024
Title Company	GETZ TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1703 E WHEEL RD, BEL AIR, MD 21015-5723

Mortgage

Document Number	0161560102
Date	Jan 24, 2024
Book Page	16156/102

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1703 E WHEEL RD, BEL AIR, MD 21015-5723
Transaction Type	Mortgage
Record Updated	Jan 31, 2023
Title Company	GETZ TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1703 E WHEEL RD, BEL AIR, MD 21015-5723

Mortgage

Document Number	0158020169
Date	Jan 23, 2023
Book Page	15802/169

Lender

Name	APG FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1703 E WHEEL RD, BEL AIR, MD 21015-5723
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0153060365
Date	Jan 13, 2022
Book Page	15306/365

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Aug 19, 2020
Property Address	1703 E WHEEL RD, BEL AIR, MD 21015-5723
Document Number	0140460341
Book / Page	14046 / 341
Map Reference	MBB 75 FO 3
Instrument Date	Aug 10, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	SAFFORD TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1703 E WHEEL RD, BEL AIR, MD 21015-5723

Mortgage

Document Number	0014046366
Date	Aug 19, 2020
Instrument	14046/366

Lender

Name	NEXTMARK FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	0140460349
Date	Aug 19, 2020
Book Page	14046/349

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,746.00 (+15.28%) Homeowner's exemption	$1,164,000 (+24.96%) Land $223,800 Building $940,200	$1,164,000 (+24.96%) Land $223,800 Building $940,200
2025	$11,057.00 (+16.33%) Homeowner's exemption
2023		$931,500 Land $223,800 Building $707,700	$931,500 Land $223,800 Building $707,700
2022	$9,505.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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