Maricopa County property record for 1703 E Saratoga St, Gilbert, AZ 85296
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,445 sqft · built 1995 |
| Lot Size | 0.131 acres (5,728 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $103,618 (Jul 1995) |
| Tax Bill | $1,382 (2025) |
| Deeds & Mortgages | Dec 2021 Reverse Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 304-21-122 |
| Primary APN | 304-21-122 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,445 sqft Living Area |
| 1st Floor Area | 1,445 sqft |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete Tile |
| Lot Area | 5,728 sqft (0.131 acres) |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 120 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | HVAC |
| Street Address | 1703 E SARATOGA ST |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85296-2600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | RANCHO CIMARRON MCR 380/25 |
| Legal Range | 06E |
| Legal Township | 01S |
| Legal Section | 16 |
| Legal Quarter | SW |
| Quarter-Quarter Section | SW |
| Legal Subdivision | RANCHO CIMARRON |
| Legal Lot Number | 94 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 422512 |
1703 E Saratoga St is owned and occupied by two individuals who bought it in July 1995.
Source: Maricopa County records, as of November 20, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1703 E SARATOGA ST, GILBERT, AZ 85296-2600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 20, 2021 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Sep 12, 2017 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 1995 · Amount on File |
| Deed Sale | Jul 6, 1995 · Amount on File |
| Deed Document Number | 19950392582 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 1703 E SARATOGA ST, GILBERT, AZ 85296-2600 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1703 E SARATOGA ST, GILBERT, AZ 85296-2600 |
| Document Number | 0001345151 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 20211345151 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 948 Months |
| Due | Dec 26, 2100 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.57% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 7.57% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 1703 E SARATOGA ST, GILBERT, AZ 85296-2600 |
| Document Number | 0000698897 |
| Instrument Date | Sep 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1703 E SARATOGA ST GILBERT AZ 852962600, GILBERT, AZ 85296-2600 |
| Document Number | 0000698897 |
|---|---|
| Date | Sep 21, 2017 |
| Instrument | 698897 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 996 Months |
| Due | Sep 20, 2100 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 1703 E Saratoga St was $1,382.
Source: Maricopa County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Gilbert Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $38,170 | $381,700 Land $76,300 Building $305,400 | |
| 2025 | $1,382.00 | ||
| 2024 | $38,680 | $386,800 Land $77,300 Building $309,500 | |
| 2022 | $1,297.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1703 E Saratoga St in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1703 E Saratoga St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | Treatment report not submitted Oct 2017 |
| Monitoring and Reporting | 53 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| CenturyLink Fiber · DSL in parts of the area | 3,000 / 3,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Arizona Network, Tristate Wi-Fi by Wi-Fiber.
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