1703 E Emma Ave, Des Moines, IA 50320 Property Records

Polk County property record for 1703 E Emma Ave, Des Moines, IA 50320

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 837 sqft · built 1950
Lot Size	0.43 acres (18,759 sqft)
Owner	Individual Name on File
Last Sale	$95,500 (Sep 2020)
Tax Bill	$2,058 (2024)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7824-23-376-007`

Property Details

APN / Parcel Number

Primary APN	`7824-23-376-007`
Alternative APN	`120/01826-586-002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	837 sqft Living Area
1st Floor Area	671 sqft
Upper Floors Area	318 sqft
Attic Area	166 sqft

Exterior

Year Built	Built 1950
Architectural Style	Conventional
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,759 sqft (0.43 acres)
Deck Area	260 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Septic

Location & Zoning

Street Address	1703 E EMMA AVE
City	DES MOINES
State	IA
Zip	50320-1551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 LOT 86 GRANDSHIRE
Legal Range	24W
Legal Township	78N
Legal Section	23
Legal Subdivision	GRANDSHIRE
Legal Lot Number	86
Jurisdiction	POLK IA
Township / Civil Division	BLOOMFIELD
Census Block Group	1
Census Block	1014
Census Tract	10805

Owner

1703 E Emma Ave is owned and occupied by an individual who bought it in September 2020.

Source: Polk County records, as of October 15, 2025

Owner of Record	Individual Name on File
Mailing Address	1703 E EMMA AVE, DES MOINES, IA 50320-1551
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2020 · Amount on File
Deed Sale	Sep 2, 2020 · Amount on File
Prior Sale	Jun 17, 2004 · Amount on File
Deed Document Number	2020-00025309
Deed Book / Page	18044 / 267
Record Updated	Jun 7, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Sep 2, 2020
Property Address	1703 E EMMA AVE, DES MOINES, IA 50320-1551
Document Number	202000025309
Book / Page	18044 / 267
Instrument Date	Aug 17, 2020
Instrument	2020-00025309
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$152.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1703 E EMMA AVE, DES MOINES, IA 50320-1551

Mortgage

Document Number	202000025311
Date	Sep 2, 2020
Instrument	2020-00025311

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Sep 5, 2030
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	5.62%
Index	1-Year CMT
Max Rate	9.62%

Mortgage

Document Number	0000025312
Date	Sep 2, 2020
Book Page	18044/284
Instrument	2020-00025312

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 5, 2030

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$126,800 Land $42,000 Building $84,800	$126,800 Land $42,000 Building $84,800
2024	$2,058.00
2023		$112,700 Land $36,700 Building $76,000	$112,700 Land $36,700 Building $76,000
2020	$2,124.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1703 E Emma Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1703 E Emma Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 60% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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