1703 E 45th St, Kearney, NE 68847 Property Records

Buffalo County property record for 1703 E 45th St, Kearney, NE 68847

Property Summary

Property Type	Single Family Home
Details	5 bd · 0.5 ba · 1,623 sqft · built 2003
Lot Size	0.339 acres (14,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Apr 2016)
Tax Bill	$5,260 (2025)
Deeds & Mortgages	May 2023 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`60248699613256`

Property Details

APN / Parcel Number

Primary APN	`60248699613256`
Alternative APNs	`3545-30-3-01407-002-0006` `602486996`

Interior

Bedrooms	5 Beds
Full Baths	0.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,623 sqft Total Area
1st Floor Area	1,623 sqft
Basement Area	1,623 sqft
Finished Basement	1,460 sqft
Unfinished Basement	163 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	14,761 sqft (0.339 acres)
Lot Dimensions	14,761 ft deep x 1 ft wide
Garage Type	Mixed
Garage Area	1,226 sqft
Driveway	Concrete Driveway
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	50 sqft
Deck Area	240 sqft
Patio Area	312 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	60248699613256
Street Address	1703 E 45TH ST
City	KEARNEY
State	NE
Zip	68847-2658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	GRANDVIEW ESTATES THIRD ADD LT 6 BLK 2
Legal Subdivision	GRANDVIEW ESTATES THIRD ADD
Legal Block	2
Legal Lot Number	6
Jurisdiction	BUFFALO NE
Township / Civil Division	5
Census Block Group	1
Census Block	1057
Census Tract	969203

Owner

Source: Buffalo County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1703 E 45TH ST, KEARNEY, NE 68847-2658
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OMAHA
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OMAHA
Oct 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OMAHA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2016 · Amount on Record
Deed Sale	Apr 25, 2016 · Amount on Record
Prior Sale	Jan 16, 2015 · Amount on Record
Deed Document Number	20162313
Prior Transfer Date	Jan 15, 2015
Prior Transfer Doc	0000000274
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	1703 E 45TH ST, KEARNEY, NE 68847-2658
Transaction Type	Mortgage
Record Updated	Jun 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202301974
Date	May 15, 2023
Instrument	2023-01974

Lender

Name	FIRST NATIONAL BANK OMAHA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	1703 E 45TH ST, KEARNEY, NE 68847-2658
Transaction Type	Mortgage
Record Updated	Mar 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202101197
Date	Feb 12, 2021
Instrument	2021-01197

Lender

Name	FIRST NATIONAL BANK OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 1, 2031

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	1703 E 45TH ST, KEARNEY, NE 68847-2658
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201905795
Date	Oct 22, 2019
Instrument	2019-05795

Lender

Name	FIRST NATIONAL BANK OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buffalo County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Buffalo County
Municipality	Kearney City
Unified School District	Kearney Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$417,245 (+1.92%) Land $63,600 Building $353,645	$417,245 (+1.92%) Land $63,600 Building $353,645
2025	$5,260.00 (-12.99%)	$409,385 (+15.25%) Land $63,600 Building $345,785	$409,385 (+15.25%) Land $63,600 Building $345,785
2023	$6,045.00	$355,200 Land $61,750 Building $293,450	$355,200 Land $61,750 Building $293,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 24, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2019)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2019 · Severe Winter Storm, Straight-line Winds, And Flooding
Claims by Event	Severe Winter Storm, Straight-line Winds, And Flooding, Jul 2019 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KEARNEY serves 34,000 people · EPA ID NE3101906
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Great Plains Communications, Prairie Hills Wireless.

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