1703 Clover Ln, Champaign, IL 61821 Property Records

Champaign County property record for 1703 Clover Ln, Champaign, IL 61821

Property Summary

Property Type	Single Family Home
Details	1 ba · 925 sqft · built 1959
Lot Size	0.166 acres (7,240 sqft)
Owner	Individual Name on File
Last Sale	$93,000 (May 2020)
Tax Bill	$1,695 (2024)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-20-22-228-042`

Property Details

APN / Parcel Number

Primary APN	`45-20-22-228-042`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	925 sqft Building Perimeter
1st Floor Area	925 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	7,240 sqft (0.166 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1703 CLOVER LN
City	CHAMPAIGN
State	IL
Zip	61821-5447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 236 MEADOW PARK SUB
Legal Range	08E
Legal Township	19N
Legal Section	22
Legal Subdivision	MEADOW PARK SUB
Legal Lot Number	236
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1008
Census Tract	1203

Owner

1703 Clover Ln is owned and occupied by an individual who bought it in May 2020.

Source: Champaign County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	3113 VILLAGE OFFICE PL, CHAMPAIGN, IL 61822-7673
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2020 · Amount on File
Deed Sale	May 12, 2020 · Amount on File
Deed Document Number	20207892
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 12, 2020
Property Address	1703 CLOVER LN, CHAMPAIGN, IL 61821-5447
Document Number	0000007892
Map Reference	MB M PG 22
Instrument Date	May 6, 2020
Instrument	2020R07892
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$93.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1703 CLOVER LN, CHAMPAIGN, IL 61821-5447

Mortgage

Document Number	0000007893
Date	May 12, 2020
Instrument	2020R07893

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

Mortgage

Document Number	0000007894
Date	May 12, 2020
Instrument	2020R07894

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$28,540 Land $11,970 Building $16,570	$85,620 Land $35,910 Building $49,710
2024	$1,695.00
2022	$1,414.00 Homeowner's exemption	$21,380 Land $8,970 Building $12,410	$64,140 Land $26,910 Building $37,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1703 Clover Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1990–1993)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Aug 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1703 Clover Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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