Bay County property record for 1703 Chestnut Ave, Panama City, FL 32405
| Property Type | Vacant Land |
|---|---|
| Details | 3 bd · 2 ba · 1,832 sqft · built 1935 |
| Lot Size | 0.424 acres (18,469 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100 (Apr 2017) |
| Tax Bill | $1,132 (2025) |
| Deeds & Mortgages | Apr 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 28935-000-000 |
| Primary APN | 28935-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,832 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Flooring | Wood |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,469 sqft (0.424 acres) |
| Lot Dimensions | 140 ft deep x 132 ft wide |
| Garage Type | Carport |
| Garage Area | 480 sqft |
| Carport | Carport |
| Carport Area | 480 sqft |
| Porch | Florida Room |
| Porch Area | 728 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Convection |
| Street Address | 1703 CHESTNUT AVE |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-2545 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | PC04 |
| Legal Description | 36 3S 15W E1/2 OF SW1/4 LOTS 7 & 8 BLK 16 ORB 3894 P 446 MAP 79D4 |
| Legal Range | 15W |
| Legal Township | 03S |
| Legal Section | 36 |
| Legal Subdivision | 040015 |
| Legal Block | 16 |
| Legal Lot Number | 7,8 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 2300 |
1703 Chestnut Ave, vacant land, is owned by an individual who acquired it in April 2017.
Source: Bay County records, as of January 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 637 HARDSCRABLE RIDGE RD, HIGHLANDS, NC 28741-1266 |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2017 · Amount on File |
| Deed Sale | Apr 1, 2017 · Amount on File |
| Deed Book / Page | 3894 / 446 |
| Last Transfer Date | Apr 19, 2017 |
| Transfer Doc | 0038940446 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Apr 24, 2017 |
| Property Address | 1703 CHESTNUT AVE, PANAMA CITY, FL 32405-2545 |
| Document Number | 0038940446 |
| Book / Page | 003894 / 000446 |
| Instrument Date | Apr 19, 2017 |
| Instrument | 22753 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 1703 CHESTNUT AVE PANAMA CITY FL 324052545, PANAMA CITY, FL 32405-2545 |
The 2025 property tax bill for 1703 Chestnut Ave was $1,132, down 13.3% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,132.00 (-13.32%) | $64,857 | $85,119 Land $85,119 |
| 2024 | $1,306.00 (-37.69%) | ||
| 2023 | $2,096.00 (+18.02%) | $122,517 (+23.69%) Land $64,291 Building $58,226 | $122,517 (+23.69%) Land $64,291 Building $58,226 |
| 2022 | $1,776.00 | $99,051 Land $45,793 Building $53,258 | $99,051 Land $45,793 Building $53,258 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1703 Chestnut Ave in Zone X, an area of minimal flood risk, though there have been 71 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 57 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 57 in force |
| Nearby Flood Claims | 71 (1982–2021) |
| Claims Outside the SFHA | 55 of 71 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1703 Chestnut Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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