Kern County property record for 1703 Chain Ave, Mountain Mesa, CA 93240
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 1965 |
| Lot Size | 0.253 acres (11,022 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $104,000 (Aug 2014) |
| Tax Bill | $1,508 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Aug 2021 Line of Credit + 1 more |
| Flood Zone | Zone AO (high risk) |
| APN | 263-040-11-00-1 |
| Primary APN | 263-040-11-00-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Gross Area | 1,072 sqft |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Frame |
| Lot Area | 11,022 sqft (0.253 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 112 sqft |
| Cooling System | Evaporative |
|---|---|
| Heating System | Floor/Wall Furnace |
| Account Number | 263040115 |
|---|---|
| Street Address | 1703 CHAIN AVE |
| City | LAKE ISABELLA |
| State | CA |
| Zip | 93240-9453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | E(1/2) RS |
| Legal Description | SECTION 1 , TOWNSHIP 27 , RANGE 32 , QUARTER |
| Legal Range | 32 |
| Legal Township | 27 |
| Legal Section | 01 |
| Legal Block | 1 |
| Jurisdiction | KERN CA |
| Township / Civil Division | LAKE ISABELLA |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 5205 |
Source: Kern County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1703 CHAIN AVE, LAKE ISABELLA, CA 93240-9453 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2024 | Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK |
| Aug 30, 2021 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jun 27, 2022 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 2014 · Amount on Record |
| Deed Sale | Aug 27, 2014 · Amount on Record |
| Prior Sale | Mar 27, 2013 · Amount on Record |
| Deed Document Number | 2014104158 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Property Address | 1703 CHAIN AVE, LAKE ISABELLA, CA 93240-9453 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000046801 |
|---|---|
| Date | Apr 24, 2024 |
| Instrument | 224046801 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 17, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Property Address | 1703 CHAIN AVE, LAKE ISABELLA, CA 93240-9453 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000164374 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 221164374 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Property Address | 1703 CHAIN AVE, LAKE ISABELLA, CA 93240-9453 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1703 CHAIN AVE, LAKE ISABELLA, CA 93240-9453 |
| Document Number | 0000099721 |
|---|---|
| Date | Jun 27, 2022 |
| Instrument | 222099721 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 26, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Kern County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Kern County |
| Secondary School District | Kern High School District (09 - 12) |
| Elementary School District | Kernville Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $125,031 (+2%) Land $15,931 Building $109,100 | |
| 2025 | $1,508.00 (+2.86%) Homeowner's exemption | $122,580 (+4.04%) Land $15,619 Building $106,961 |
| 2024 | $1,466.00 (+2.81%) | |
| 2023 | $1,426.00 (+3.03%) Homeowner's exemption | $117,821 Land $15,013 Building $102,808 |
| 2022 | $1,384.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 62% of California |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE ISABELLA COMMUNITY SERVICES DIST serves 500 people · EPA ID CA1503270 |
|---|---|
| Water Source | Purchased groundwater from ERSKINE CREEK WC |
| Last State Inspection | Jun 2024 |
| Lead | 10 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
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