1703 Baltimore St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1703 Baltimore St, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,326 sqft · built 1927
Lot Size	0.705 acres (30,690 sqft)
Owner	Individual Name on Record
Last Sale	$218,000 (Sep 2025)
Tax Bill	$4,414 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Sep 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-35-327-025`

Property Details

APN / Parcel Number

Primary APN	`8913-35-327-025`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,326 sqft Living Area
1st Floor Area	1,326 sqft
Basement Area	1,326 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,690 sqft (0.705 acres)
Lot Dimensions	310 ft deep x 99 ft wide

Exterior Amenities

Porch	Porch
Porch Area	174 sqft
Deck Area	Deck Area
Patio Area	1,778 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1703 BALTIMORE ST
City	WATERLOO
State	IA
Zip	50702-3941
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AUDITOR SEARS PLAT NO 1 LOT 48
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	AUDITOR SEARS PLAT NO 1
Legal Lot Number	48
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1005
Census Tract	1200

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1703 BALTIMORE ST, WATERLOO, IA 50702-3941
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Sep 9, 2025	Intrafamily Transfer, Transfer BLACK HAWK COUNTY ABSTRACT, BLACK HAWK COUNTY SETTLEMENT
Sep 9, 2025	Warranty Deed, Transfer · FHA Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2025 · Amount on Record
Deed Sale	Sep 9, 2025 · Amount on Record
Prior Sale	Nov 19, 2014 · Amount on Record
Deed Document Number	202513218
Prior Transfer Date	Aug 22, 2025
Prior Transfer Doc	0202513215
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1703 BALTIMORE ST, WATERLOO, IA 50702-3941
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100021366
Date	Apr 12, 2021
Instrument	202100021366

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 15, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 9, 2025
Property Address	1703 BALTIMORE ST, WATERLOO, IA 50702-3941
Document Number	0202513215
Instrument Date	Aug 22, 2025
Instrument	2025-13215
Transaction Type	Transfer
Record Updated	Sep 29, 2025
Title Company	BLACK HAWK COUNTY ABSTRACT, BLACK HAWK COUNTY SETTLEMENT

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1703 BALTIMORE ST, WATERLOO, IA 50702-3941

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 9, 2025
Property Address	1703 BALTIMORE ST, WATERLOO, IA 50702-3941
Document Number	0202513218
Instrument Date	Aug 22, 2025
Instrument	2025-13218
Transaction Type	Transfer
Record Updated	Sep 30, 2025
Title Company	BLACK HAWK COUNTY ABSTRACT, BLACK HAWK COUNTY SETTLEMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$348.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1703 BALTIMORE ST, WATERLOO, IA 50702-3941

Mortgage

Document Number	0202513220
Date	Sep 9, 2025
Instrument	2025-13220

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,414.00 (+3.91%) Homeowner's exemption	$227,170 (+10.25%) Land $41,930 Building $185,240	$227,170 (+10.25%) Land $41,930 Building $185,240
2024	$4,248.00 (+17.54%)
2023		$206,050 (+18.82%) Land $41,930 Building $164,120	$206,050 (+18.82%) Land $41,930 Building $164,120
2022	$3,614.00 Homeowner's exemption	$173,420 Land $41,930 Building $131,490
2021			$173,420 Land $41,930 Building $131,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	14 (1979–2018)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Oct 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: AT&T, Nextlink, Verizon.

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