1703 7th Ave, Two Harbors, MN 55616 Property Records

Lake County property record for 1703 7th Ave, Two Harbors, MN 55616

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,200 sqft · built 1936
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$66,500 (Sep 2012)
Tax Bill	$1,496 (2026)
Deeds & Mortgages	Jul 2022 Mortgage
APN	`23-7644-03160`

Property Details

APN / Parcel Number

Primary APN	`23-7644-03160`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Stories	1 Story
Building Area	1,200 sqft Gross Area
1st Floor Area	1,200 sqft
Utility Area	48 sqft
Flooring	Plywood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1980
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Wood
Roof Material	Wood
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Slab
Porch Area	24 sqft
Deck Area	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1703 7TH AVE
City	TWO HARBORS
State	MN
Zip	55616-1106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 12 OF LOT 15 & ALL OF LOT 16 BLOCK 3
Legal Subdivision	SEGOGS ADDITION
Legal Block	3
Legal Lot Number	15-16
Jurisdiction	LAKE MN
Township / Civil Division	TWO HARBORS
Census Block Group	2
Census Block	2034
Census Tract	370400

Owner

Source: Lake County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1703 7TH AVE, TWO HARBORS, MN 55616-1106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2012 · Amount on Record
Deed Sale	Sep 4, 2012 · Amount on Record
Prior Sale	Sep 16, 2010 · Amount on Record
Deed Document Number	2012176936
Prior Transfer Date	May 8, 2012
Prior Transfer Doc	0000176217
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	1703 7TH AVE, TWO HARBORS, MN 55616-1106
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000200661
Date	Jul 12, 2022
Instrument	A000200661

Lender

Name	IDEAL CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Aug 1, 2027
Index	1-Year CMT
Margin	2

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
Municipality	Two Harbors City
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,496.00 Homeowner's exemption	$261,700 (+16.78%) Land $35,200 Building $226,500	$261,700 (+16.78%) Land $35,200 Building $226,500
2023		$224,100 Land $27,000 Building $197,100	$224,100 Land $27,000 Building $197,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	May 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Two Harbors serves 3,698 people · EPA ID MN1380005
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T.

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