1703 10th Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 1703 10th Ave S, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,040 sqft · built 1947
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$183,000 (May 2022)
Tax Bill	$2,340 (2026)
Deeds & Mortgages	Jun 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-44196-0000`

Property Details

APN / Parcel Number

Primary APN	`82-44196-0000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	832 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Metal
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Lot Width	81 ft Width
Garage Area	350 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1703 10TH AVE S
City	SAINT CLOUD
State	MN
Zip	56301-5677
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S2 OF LOT 1 & E 40' OF S2 OF LOT 2 BLK 2 ATWOOD ACRES SECTION 23 TOWNSHIP 124 RANGE 028 ATWOOD ACRES SECTION 23 TOWNSHIP 124
Legal Range	28W
Legal Township	124
Legal Section	23
Legal Subdivision	ATWOOD ACRES
Legal Block	2
Legal Lot Number	1-2
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1027
Census Tract	301

Owner

Source: Stearns County records · APN 82-44196-0000

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1703 10TH AVE S, SAINT CLOUD, MN 56301-5677
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 27, 2022 · Amount on Record
Deed Sale	May 27, 2022 · Amount on Record
Deed Document Number	20221417445
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 08, 2022
Property Address	1703 10TH AVE S, SAINT CLOUD, MN 56301-5677
Document Number	0000T44857
Instrument Date	May 27, 2022
Instrument	T44857
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1703 10TH AVE S, SAINT CLOUD, MN 56301-5677

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,340.00 (+34.64%)	$177,200 (+5.54%) Land $35,000 Building $142,200	$177,200 (+5.54%) Land $35,000 Building $142,200
2025		$167,900 (+7.77%) Land $35,000 Building $132,900	$167,900 (+7.77%) Land $35,000 Building $132,900
2023	$1,738.00	$155,800 Land $35,000 Building $120,800	$155,800 Land $35,000 Building $120,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271450003011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 277 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
BIF IV Intrepid HoldCo Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon, Xtratyme Technologies.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	Saint Cloud serves 71,321 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.