17028 Baldwin Rd, Oakley, MI 48649 Property Records

Saginaw County property record for 17028 Baldwin Rd, Oakley, MI 48649 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,872 sqft · built 1994
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$128,800 (Apr 2020)
Tax Bill	$1,036 (2025)
Deeds & Mortgages	Oct 2023 Transfer Jan 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-09-2-05-4004-001`

Property Details

APN / Parcel Number

Primary APN	`07-09-2-05-4004-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,872 sqft Living Area
1st Floor Area	1,872 sqft
Basement Area	520 sqft
Unfinished Basement	520 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Mobile/Manufactured
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	17028 BALDWIN RD
City	OAKLEY
State	MI
Zip	48649-9757
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 258 FT OF E 337.6 FT OF SE 1/4 OF SE 1/4 2.0 ACRES SEC 5 T9N R2E
Legal Range	02E
Legal Township	09N
Legal Section	05
Jurisdiction	SAGINAW MI
Township / Civil Division	BRADY
Census Block Group	3
Census Block	3010
Census Tract	12500

Owner

Source: Saginaw County records · APN 07-09-2-05-4004-001

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 442, CHESANING, MI 48616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Intrafamily Transfer, Transfer MICHIGAN LAND TITLE
Jan 11, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERIFIRST FINANCIAL CORP
May 15, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 08, 2020	Warranty Deed, Transfer NOT AVAILABLE
Sep 18, 2017	Quit Claim Deed, Transfer · FHA Mortgage AMERIFIRST FIN'L

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 08, 2020 · Amount on Record
Deed Sale	Apr 08, 2020 · Amount on Record
Prior Sale	Aug 08, 1994 · Amount on Record
Deed Document Number	20207457
Last Transfer Date	Oct 16, 2023
Transfer Doc	0000022939
Record Updated	Sep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAGINAW MI
Recording Date	Oct 17, 2023
Property Address	17028 BALDWIN RD, OAKLEY, MI 48649-9757
Document Number	0000022939
Instrument Date	Oct 16, 2023
Instrument	2023022939
Transaction Type	Transfer
Record Updated	Nov 03, 2023
Title Company	MICHIGAN LAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17028 BALDWIN RD, OAKLEY, MI 48649-9757

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	17028 BALDWIN RD, OAKLEY, MI 48649-9757

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	17028 BALDWIN RD, OAKLEY, MI 48649-9757
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001076
Date	Jan 11, 2017
Book Page	2886/0369
Instrument	2017001076

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2047

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	May 15, 2020
Property Address	17028 BALDWIN RD, OAKLEY, MI 48649-9757
Document Number	0000013127
Instrument Date	May 08, 2020
Instrument	13127
Transaction Type	Transfer
Record Updated	Jul 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	12647 GARY RD CHESANING MI 486169431, CHESANING, MI 48616-9431

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Apr 08, 2020
Property Address	17028 BALDWIN RD, OAKLEY, MI 48649-9757
Document Number	0000007457
Instrument Date	Mar 24, 2020
Instrument	7457
Transaction Type	Transfer
Record Updated	Jun 29, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$129.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12647 GARY RD CHESANING MI 486169431, CHESANING, MI 48616-9431

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Sep 18, 2017
Property Address	17028 BALDWIN RD, OAKLEY, MI 48649-9757
Document Number	0000025774
Instrument Date	Aug 28, 2017
Instrument	25774
Transaction Type	Transfer
Record Updated	Sep 26, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17028 BALDWIN RD OAKLEY MI 486499757, OAKLEY, MI 48649-9757

Mortgage

Document Number	25775
Date	Sep 18, 2017
Instrument	25775

Lender

Name	AMERIFIRST FIN'L
Type	Funding / Finance Company
Address	KALAMAZOO, MI 49002

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2047

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Brady Township
Unified School District	Chesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,300 (+47.83%)	$238,600 (+47.83%)
2025	$1,036.00 (-59.08%) Homeowner's exemption
2023		$80,700 (+9.05%)	$161,400 (+9.05%)
2022	$2,532.00 (+8.34%) Homeowner's exemption	$74,000	$148,000
2021	$2,337.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 3% of the US · above 7% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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