17027 Spates Hill Rd, Poolesville, MD 20837 Property Records

Montgomery County property record for 17027 Spates Hill Rd, Poolesville, MD 20837

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,408 sqft · built 1988
Lot Size	0.511 acres (22,263 sqft)
Owner	2 Individual Names on File
Last Sale	$609,000 (May 2005)
Tax Bill	$7,410 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Feb 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-02727061`

Property Details

APN / Parcel Number

Primary APN	`03-02727061`
Alternative APN	`02727061`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,408 sqft Living Area
Gross Area	2,984 sqft
1st Floor Area	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	22,263 sqft (0.511 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02727061
Street Address	17027 SPATES HILL RD
City	POOLESVILLE
State	MD
Zip	20837-2164
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRR
Legal Description	SENECA CHASE SEC 1
Legal Subdivision	SENECA CHASE
Legal Block	2
Legal Lot Number	11
Jurisdiction	MONTGOMERY MD
Township / Civil Division	3
Census Block Group	2
Census Block	2013
Census Tract	700500

Owner

17027 Spates Hill Rd is owned and occupied by two individuals who bought it in May 2005.

Source: Montgomery County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	17027 SPATES HILL RD, POOLESVILLE, MD 20837-2164
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Deed of Trust, Mortgage · Line of Credit APPLE FEDERAL CREDIT UNION
Feb 28, 2018	Deed of Trust, Mortgage · Commercial Mortgage SANDY SPRING BANK
Mar 28, 2019	Deed of Trust, Mortgage · Line of Credit FAIRFAX COUNTY FCU
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2005 · Amount on File
Deed Sale	May 4, 2005 · Amount on File
Prior Sale	May 4, 2005 · Amount on File
Deed Document Number	200515032
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 6, 2026
Property Address	17027 SPATES HILL RD, POOLESVILLE, MD 20837-2164
Document Number	7101000026
Book / Page	71011 / 26
Instrument Date	Aug 26, 2026
Transaction Type	Mortgage
Record Updated	Oct 19, 2026
Title Company	CHAMPION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	17027 SPATES HILL RD, POOLESVILLE, MD 20837-2164

Mortgage

Document Number	7101000026,
Date	Oct 6, 2026
Book Page	71011/26

Lender

Name	APPLE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 26, 2056

Interest

Max Rate	-1%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	17027 SPATES HILL RD, POOLESVILLE, MD 20837-2164
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	MARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0557060466
Date	Feb 28, 2018
Book Page	55706/466

Lender

Name	SANDY SPRING BANK
Type	Bank
Address	OLNEY, MD 20832

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	480 Months
Due	Feb 6, 2058

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	17027 SPATES HILL RD, POOLESVILLE, MD 20837-2164
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0573710236
Date	Mar 28, 2019
Book Page	57371/236

Lender

Name	FAIRFAX COUNTY FCU
Type	Credit Union
Address	FAIRFAX, VA 22030

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	17027 SPATES HILL RD, POOLESVILLE, MD 20837-2164
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0641530373
Date	Sep 30, 2021
Book Page	64153/373

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 17027 Spates Hill Rd was $7,410.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Poolesville Town
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$675,600 (+8.06%)	$726,000 (-) Land $205,000 Building $521,000
2025	$7,410.00	$625,200	$726,000 Land $205,000 Building $521,000
2023		$551,500	$574,800 Land $205,000 Building $369,800
2022	$5,814.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17027 Spates Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17027 Spates Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF POOLESVILLE serves 6,005 people · EPA ID MD0150002
Water Source	Groundwater influenced by surface water
Last State Inspection	Jun 2025
Lead	5 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T.

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