17020 James Dr, Big Rapids, MI 49307 Property Records

Mecosta County property record for 17020 James Dr, Big Rapids, MI 49307

Property Summary

Property Type	Single Family Home
Lot Size	0.362 acres (15,769 sqft)
Owner	Individual Name on File
Last Sale	$423,000 (May 2026)
Tax Bill	$5,443 (2025)
Deeds & Mortgages	Aug 2019 Line of Credit Apr 2012 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`02 042 067 100`

Property Details

APN / Parcel Number

Primary APN	`02 042 067 100`

Exterior

Lot Area	15,769 sqft (0.362 acres)
Lot Dimensions	160 ft deep x 100 ft wide

Location & Zoning

Street Address	17020 JAMES DR
City	BIG RAPIDS
State	MI
Zip	49307-9385
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 31 T16N R09W YOUNGS LAKE RESORT #2 LOTS 67, 68 SPLIT/COMBINED ON 09/29/2015 FROM 02 042 067 000, 02 042 068 000;
Legal Range	09W
Legal Township	16N
Legal Section	31
Legal Subdivision	YOUNGS LAKE RESORT
Legal Lot Number	67-68
Jurisdiction	MECOSTA MI
Township / Civil Division	GRANT
Census Block Group	1
Census Block	1007
Census Tract	960400

Owner

17020 James Dr is owned by an individual who bought it in May 2026.

Source: Mecosta County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	228 ANGELA CIR, OSWEGO, IL 60543-7335
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2019	Deed of Trust, Mortgage · Line of Credit ISABELLA BANK
Apr 30, 2012	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Aug 23, 2016	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE MICHIGAN LLC
May 4, 2026	Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION
May 4, 2026	Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Apr 27, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 12, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2026 · Amount on File
Deed Sale	May 4, 2026 · Amount on File
Prior Sale	Apr 27, 2023 · Amount on File
Deed Document Number	20263288
Deed Book / Page	940 / 3117
Prior Transfer Date	Mar 4, 2019
Prior Transfer Doc	00896/1014
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	17020 JAMES DR, BIG RAPIDS, MI 49307-9385
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00898/5353
Date	Aug 6, 2019
Book Page	898/5353
Instrument	201900005538

Lender

Name	ISABELLA BANK
Type	Bank
Address	MOUNT PLEASANT, MI 48858

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Jul 26, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	17020 JAMES DR, BIG RAPIDS, MI 49307-9385
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00820/2882
Date	Apr 30, 2012
Book Page	820/2882
Instrument	201200003935

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	362 Months
Due	Jun 9, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	17020 JAMES DR, BIG RAPIDS, MI 49307-9385
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	LAKELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00867/1862
Date	Aug 23, 2016
Book Page	867/1862
Instrument	201600006190

Lender

Name	FIFTH THIRD MORTGAGE MICHIGAN LLC
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2046

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	May 4, 2026
Property Address	17020 JAMES DR, BIG RAPIDS, MI 49307-9385
Document Number	0000003288
Book / Page	940 / 3117
Instrument Date	May 1, 2026
Instrument	2026.3288
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 ANGELA CIR, OSWEGO, IL 60543-7335

Mortgage

Document Number	0000003289,
Date	May 4, 2026
Instrument	2026..3289

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	May 4, 2026
Property Address	17020 JAMES DR, BIG RAPIDS, MI 49307-9385
Document Number	00940/3117
Book / Page	940 / 3117
Instrument Date	May 1, 2026
Instrument	20263288
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 ANGELA CIR, OSWEGO, IL 60543-7335

Mortgage

Document Number	0000003289,
Date	May 4, 2026
Instrument	20263289

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Apr 27, 2023
Property Address	17020 JAMES DR, BIG RAPIDS, MI 49307-9385
Document Number	00923/5205
Book / Page	923 / 5205
Map Reference	LB 3 PG 19B
Instrument Date	Apr 21, 2023
Instrument	202300002757
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,437.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17020 JAMES DR, BIG RAPIDS, MI 49307-9385

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	17020 JAMES DR, BIG RAPIDS, MI 49307-9385

Mortgage

Document Number	202300002758
Date	Apr 27, 2023
Instrument	202300002758

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECOSTA MI
Recording Date	Mar 12, 2019
Property Address	17020 JAMES DR, BIG RAPIDS, MI 49307-9385
Document Number	00896/1014
Book / Page	896 / 1014
Instrument Date	Mar 4, 2019
Instrument	201900001542
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17002 JAMES DR, 17002, BIG RAPIDS, MI 49307-9385

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2388 STATE HIGHWAY 28, ONEONTA, NY 13820-3131

Tax Assessment & Valuation

The 2025 property tax bill for 17020 James Dr was $5,443, up 41.8% from the year before.

Source: Mecosta County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Mecosta County
County Subdivision	Grant Township
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,100 (-1.01%)	$254,200 (-1.01%)
2025	$5,443.00 (+41.78%)	$128,400	$256,800
2024	$3,839.00
2023		$143,400	$286,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 17020 James Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 17020 James Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HomeWorks Connect Fiber	1,000 / 1,000
Point Broadband Fixed Wireless	100 / 20

Cell Coverage

4G LTE only, no 5G reported

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