Carroll County property record for 1702 Valley Dr, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,104 sqft · built 1976 |
| Lot Size | 0.596 acres (25,973 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $430,000 (Jul 2023) |
| Tax Bill | $4,192 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit Apr 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-010408 |
| Primary APN | 09-010408 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,104 sqft Total Area |
| Basement Area | 900 sqft |
| Finished Basement | 900 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 25,973 sqft (0.596 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 010408 |
|---|---|
| Street Address | 1702 VALLEY DR |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | LT 4 - 25973 SQ FT 1702 VALLEY DR 11-77 SEC WINFIELD HEIGHTS |
| Legal Subdivision | WINFIELD HEIGHTS |
| Legal Lot Number | 4 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 9, FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 509001 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1702 VALLEY DR, WESTMINSTER, MD 21157-7932 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 27, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL FEDERAL CREDIT UNION/MD |
| Apr 24, 2026 | Deed, Transfer · Conventional Mortgage FIRST FINANCIAL/MD FEDERAL CREDIT UNION |
| Apr 24, 2026 | Deed, Transfer · Conventional Mortgage UNION FEDERAL CREDIT UNION |
| Jul 31, 2023 | Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2023 · Amount on Record |
| Deed Sale | Jul 31, 2023 · Amount on Record |
| Deed Book / Page | 11083 / 269 |
| Last Transfer Date | Apr 13, 2026 |
| Transfer Doc | 0117440430 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | May 27, 2026 |
| Property Address | 1702 VALLEY DR, WESTMINSTER, MD 21157-7932 |
| Document Number | 1177000161 |
| Book / Page | 11773 / 161 |
| Instrument Date | May 15, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 1702 VALLEY DR, WESTMINSTER, MD 21157-7932 |
| Investor | Possibly a Property Investor |
| Document Number | 1177000161, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 11773/161 |
| Name | FIRST FINANCIAL FEDERAL CREDIT UNION/MD |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 31, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.49% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Apr 24, 2026 |
| Property Address | 1702 VALLEY DR, WESTMINSTER, MD 21157-7932 |
| Document Number | 1174000430 |
| Book / Page | 11744 / 430 |
| Instrument Date | Apr 13, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2026 |
| Title Company | KINGS TITLE, KING TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1702 VALLEY DR, WESTMINSTER, MD 21157-7932 |
| Investor | Possibly a Property Investor |
| Document Number | 1174000434, |
|---|---|
| Date | Apr 24, 2026 |
| Book Page | 11744/434 |
| Name | FIRST FINANCIAL/MD FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Apr 24, 2026 |
| Property Address | 1702 VALLEY DR, WESTMINSTER, MD 21157-7932 |
| Document Number | 0117440430 |
| Book / Page | 11744 / 430 |
| Instrument Date | Apr 13, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | KING CITY TITLE, KING TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1702 VALLEY DR, WESTMINSTER, MD 21157-7932 |
| Investor | Possibly a Property Investor |
| Document Number | 1174000434, |
|---|---|
| Date | Apr 24, 2026 |
| Book Page | 11744/434 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jul 31, 2023 |
| Property Address | 1702 VALLEY DR, WESTMINSTER, MD 21157-7932 |
| Document Number | 0110830269 |
| Book / Page | 11083 / 269 |
| Map Reference | MB 11 FO 77 |
| Instrument Date | Jul 27, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2023 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1702 VALLEY DR, WESTMINSTER, MD 21157-7932 |
| Document Number | 0110830274 |
|---|---|
| Date | Jul 31, 2023 |
| Instrument | 11083-0274 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,192.00 (+13.85%) | $369,000 (+14.1%) | $414,600 (-) Land $163,800 Building $250,800 |
| 2025 | $3,682.00 (+27.4%) | $323,400 (+26.43%) | $414,600 (+49.24%) Land $163,800 Building $250,800 |
| 2023 | $2,890.00 (+9.43%) Homeowner's exemption | $255,800 (+9.41%) | $277,800 (-) Land $163,800 Building $114,000 |
| 2022 | $2,641.00 Homeowner's exemption | $233,800 | $277,800 Land $163,800 Building $114,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures