1702 Spruce St, Oshkosh, WI 54901 Property Records

Winnebago County property record for 1702 Spruce St, Oshkosh, WI 54901

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,029 sqft · built 1955
Lot Size0.142 acres (6,200 sqft)
OwnerIndividual Name on Record
Last Sale$217,500 (Oct 2025)
Tax Bill$2,879 (2024)
Deeds & MortgagesOct 2025 Sale & Mortgage
Oct 2023 Sale
Flood ZoneZone X (minimal risk)
APN12-06470000

Property Details

APN / Parcel Number

Primary APN12-06470000
Alternative APN
  • 912-06470000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,029 sqft Living Area
1st Floor Area1,029 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area6,200 sqft (0.142 acres)
Lot Dimensions124 ft deep x 50 ft wide
Garage TypeDetached
Garage Area440 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelGas

Location & Zoning

Account Number912-06470000
Street Address1702 SPRUCE ST
CityOSHKOSH
StateWI
Zip54901-2842
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 5 FORDS REPLAT
Legal SubdivisionFORDS REPLAT
Legal Lot Number5
JurisdictionWINNEBAGO WI
Township / Civil DivisionOSHKOSH
Census Block Group2
Census Block2007
Census Tract800

Owner

Source: Winnebago County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1702 SPRUCE ST, OSHKOSH, WI 54901-2842
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried

Deeds, Mortgages & Sale History

DateDocument
Oct 9, 2025Warranty Deed, Transfer · Conventional Mortgage
NATIONAL EXCHANGE BANK & TRUST
Oct 5, 2023Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 9, 2025 · Amount on Record
Deed SaleOct 9, 2025 · Amount on Record
Prior SaleOct 5, 2023 · Amount on Record
Deed Document Number20251954182
Prior Transfer DateFeb 10, 2015
Prior Transfer Doc0001685372
Record UpdatedOct 29, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO WI
Recording DateOct 9, 2025
Property Address1702 SPRUCE ST, OSHKOSH, WI 54901-2842
Document Number0001954182
Instrument DateOct 7, 2025
Instrument1954182
Transaction TypeTransfer
Record UpdatedOct 30, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$652.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1702 SPRUCE ST, OSHKOSH, WI 54901-2842

Mortgage

Document Number0001954183
DateOct 9, 2025
Instrument1954183
Lender
NameNATIONAL EXCHANGE BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO WI
Recording DateOct 5, 2023
Property Address1702 SPRUCE ST, OSHKOSH, WI 54901-2842
Document Number0001911482
Instrument DateSep 29, 2023
Instrument1911482
Transaction TypeTransfer
Record UpdatedMay 6, 2024

Transaction

AmountAmount Recorded
Tax$558.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1702 SPRUCE ST, OSHKOSH, WI 54901-2842

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyWinnebago County
MunicipalityOshkosh City
Unified School DistrictOshkosh Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$166,400 (-) Land $17,600 Building $148,800
2024$2,879.00 (+42.88%)$166,400 (+109.31%) Land $17,600 Building $148,800$173,617 (+51.13%) Land $18,363 Building $155,254
2023$2,015.00 (-0.84%) Homeowner's exemption$79,500 (-) Land $13,000 Building $66,500$114,879 Land $18,785 Building $96,094
2022$2,032.00 Homeowner's exemption$79,500 Land $13,000 Building $66,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (2010–2018)
Claims Outside the SFHA2 of 3
Most Recent ClaimMay 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSHKOSH WATERWORKS
serves 63,000 people · EPA ID WI4710457
Water SourceSurface water
Last State InspectionApr 2025
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Bertram Communications
Fixed Wireless
100 / 20

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