1702 Serrano St, Oceanside, CA 92054 Property Records

San Diego County property record for 1702 Serrano St, Oceanside, CA 92054

Property Summary

Property Type	Duplex
Details	1,296 sqft · built 2000
Lot Size	0.136 acres (5,931 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,639 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`153-232-01-00`

Property Details

APN / Parcel Number

Primary APN	`153-232-01-00`

Interior

Units	2 Units
Building Area	1,296 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Duplex Single
Lot Area	5,931 sqft (0.136 acres)

Location & Zoning

Street Address	1702 SERRANO ST
City	OCEANSIDE
State	CA
Zip	92054-6042
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RS
Legal Description	BLK 61 LOT A TR 000301
Legal Subdivision	SOUTH OCEANSIDE CORR
Legal Tract	000301
Legal Block	61
Legal Lot Number	A
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2004
Census Tract	18101

Owner

1702 Serrano St, a duplex, is owned by two individuals who acquired it in June 2003.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1701 MACHADO ST, OCEANSIDE, CA 92054-6049
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Jul 3, 2019	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Feb 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 18, 2003
Transfer Doc	0000721850
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1702 SERRANO ST, OCEANSIDE, CA 92054-6042
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1701 MACHADO ST, OCEANSIDE, CA 92054-6049

Mortgage

Document Number	0000037149
Date	Jan 26, 2022
Instrument	2022-0037149

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1702 SERRANO ST, OCEANSIDE, CA 92054-6042
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000263293
Date	Jul 3, 2019
Instrument	2019-0263293

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Jul 31, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1702 SERRANO ST, OCEANSIDE, CA 92054-6042
Document Number	0000067092
Instrument Date	Feb 12, 2018
Transaction Type	Mortgage
Record Updated	Feb 27, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1701 MACHADO ST OCEANSIDE CA 920546049, OCEANSIDE, CA 92054-6049

Mortgage

Document Number	0000067092
Date	Feb 21, 2018
Instrument	67092

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1702 Serrano St was $1,639.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$143,365 (+2%) Land $76,335 Building $67,030
2025	$1,639.00	$140,555 Land $74,839 Building $65,716
2023	$1,559.00 (+1.56%)	$135,099 Land $71,934 Building $63,165
2022	$1,535.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1702 Serrano St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1702 Serrano St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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