1702 Oak St, Saint Charles, IL 60174 Property Records

Kane County property record for 1702 Oak St, Saint Charles, IL 60174

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,183 sqft · built 1958
Lot Size	0.218 acres (9,490 sqft)
Owner	Individual Name on Record
Last Sale	$367,000 (May 2026)
Tax Bill	$7,403 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-33-108-023`

Property Details

APN / Parcel Number

Primary APN	`09-33-108-023`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,183 sqft Living Area
1st Floor Area	1,183 sqft
Basement Area	1,183 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1969
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,490 sqft (0.218 acres)
Garage Type	Attached
Garage Area	318 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1702 OAK ST
City	SAINT CHARLES
State	IL
Zip	60174-3633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP AREA: 024-FAIRVIEW PLAZA
Legal Subdivision	FAIRVIEW PLAZA
Legal Block	3
Legal Lot Number	22
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	3
Census Block	3026
Census Tract	852203

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	230 LAKESIDE CT, SAINT CHARLES, IL 60174-7924
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2026 · Amount on Record
Deed Sale	May 4, 2026 · Amount on Record
Prior Sale	Aug 9, 2016 · Amount on Record
Deed Document Number	202618194
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 4, 2026
Property Address	1702 OAK ST, SAINT CHARLES, IL 60174-3633
Document Number	0000018194
Instrument Date	Mar 9, 2026
Instrument	2026.18194
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55,600.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000018195,
Date	May 4, 2026
Instrument	2026..18195

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,403.00 (+3.21%) Homeowner's exemption	$113,565 (+8.53%) Land $33,546 Building $80,019	$340,831 (+8.53%) Land $100,678 Building $240,153
2024	$7,173.00 (+8.96%)	$104,639 (+19.53%) Land $30,909 Building $73,730	$314,043 (+19.58%) Land $92,764 Building $221,279
2022	$6,583.00 (+4.24%) Homeowner's exemption	$87,539 (+4.91%) Land $27,669 Building $59,870	$262,617 (+4.91%) Land $83,007 Building $179,610
2021	$6,315.00 Homeowner's exemption	$83,442 Land $26,374 Building $57,068	$250,326 Land $79,122 Building $171,204

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Also Mapped Here	ST CHARLES
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Frontier.

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