1702 N 12th St, Niles, MI 49120 Property Records

Berrien County property record for 1702 N 12th St, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,950 sqft · built 1880
Lot Size	0.468 acres (20,386 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Dec 2018)
Tax Bill	$1,329 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit Sep 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-2500-0010-02-1`

Property Details

APN / Parcel Number

Primary APN	`71-2500-0010-02-1`
Alternative APN	`11-71-2500-0010-02-1`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	1,950 sqft Living Area
1st Floor Area	1,526 sqft
Basement Area	1,526 sqft
Unfinished Basement	1,526 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Lot Area	20,386 sqft (0.468 acres)
Lot Dimensions	247 ft deep x 82.5 ft wide
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1702 N 12TH ST
City	NILES
State	MI
Zip	49120-1272
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	THE N1/2 OF LOT 10 GEORGE FYFES ADD TO CITY OF NILES EXC E 8' THEREOF PER DEED
Legal Subdivision	FYFES ADD
Legal Lot Number	10
Legal Unit	10
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	1
Census Block	1003
Census Tract	20500

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1702 N 12TH ST, NILES, MI 49120-1272
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2017	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Sep 27, 2019	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Dec 31, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2018 · Amount on Record
Deed Sale	Dec 31, 2018 · Amount on Record
Prior Sale	Dec 31, 2018 · Amount on Record
Deed Book / Page	3226 / 1019
Last Transfer Date	Mar 11, 2025
Transfer Doc	03446/3770
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1702 N 12TH ST, NILES, MI 49120-1272
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03181/0062
Date	Aug 22, 2017
Book Page	3181/0062

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 25, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1702 N 12TH ST, NILES, MI 49120-1272
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	03251/0582
Date	Sep 27, 2019
Book Page	3251/0582

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 25, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Dec 31, 2018
Property Address	1702 N 12TH ST, NILES, MI 49120-1272
Document Number	03226/1019
Book / Page	3226 / 1019
Instrument Date	Dec 28, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,204.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1702 N 12TH ST, NILES, MI 49120-1272

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1702 N 12TH ST, NILES, MI 49120-1272
Investor	Possibly a Property Investor

Mortgage

Document Number	0032261021
Date	Dec 31, 2018
Instrument	3226/1021

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Niles City
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,100 (+23.86%)	$168,200 (+23.86%)
2025	$1,329.00 (+2.31%) Homeowner's exemption	$67,900 (+37.45%)	$135,800 (+37.45%)
2024	$1,299.00 (+9.53%)
2023		$49,400	$98,800
2022	$1,186.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NILES serves 14,215 people · EPA ID MI0004740
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Midwest Energy & Communications.

Nearby Properties on N 12th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures