1702 Kenneth Cir, Elgin, IL 60120 Property Records

Cook County property record for 1702 Kenneth Cir, Elgin, IL 60120

Property Summary

Property TypeTownhouse
Details2 bd · 1 ba · 1,070 sqft · built 1986
Lot Size0.018 acres (792 sqft)
OwnerIndividual Name on Record
Last Sale$205,000 (Mar 2025)
Tax Bill$3,310 (2023)
Deeds & MortgagesNov 2021 Mortgage
Feb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-07-402-223

Property Details

APN / Parcel Number

Primary APN06-07-402-223
Alternative APN
  • 06-07-402-223-0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,070 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1987
Architectural StyleModern
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialTar & Gravel
Lot Area792 sqft (0.018 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1702 KENNETH CIR
CityELGIN
StateIL
Zip60120-5117
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Description(KENNINGTON) SQUARE (FOURTH) ADDITION BNG A SUB OF PT OF THE SE SE SEC 07-41-09
Legal Range09E
Legal Township41N
Legal Section07
Legal SubdivisionKENNINGTON SQUARE FOURTH
Legal Block1700
Legal Lot Number1702
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group4
Census Block4014
Census Tract804403

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1702 KENNETH CIR, ELGIN, IL 60120-5117
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
LEADER ONE FINANCIAL CORP
Feb 7, 2020Warranty Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 13, 2025 · Amount on Record
Deed SaleMar 13, 2025 · Amount on Record
Prior SaleFeb 7, 2020 · Amount on Record
Deed Document Number202523149
Prior Transfer DateDec 29, 2006
Prior Transfer Doc0000011018
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address1702 KENNETH CIR, ELGIN, IL 60120-5117
Transaction TypeMortgage
Record UpdatedNov 23, 2021
Title CompanyCARRINGTON TITLE PARTNERS LLC, CARRLNGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031341427
DateNov 9, 2021
Instrument2131341427
Lender
NameLEADER ONE FINANCIAL CORP
TypeMortgage Company
AddressOVERLAND PARK, KS 66210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 1, 2036
Interest
Rate TypeFixed Rate
Rate2.62%

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateFeb 7, 2020
Property Address1702 KENNETH CIR, ELGIN, IL 60120-5117
Document Number2003846011
Instrument DateDec 17, 2019
Instrument3846011
Transaction TypeTransfer
Record UpdatedFeb 21, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$102.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1075 BIRCHDALE DR ELGIN IL 601237209, ELGIN, IL 60123-7209

Mortgage

Document Number2003846012
DateFeb 7, 2020
Instrument3846012
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 6, 2050
Interest
Rate5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,000 (+30.43%) Land $554 Building $14,446$150,000 (+30.43%) Land $5,540 Building $144,460
2023$3,310.00 (+2.89%)
2022$3,217.00$11,500 Land $1,500 Building $10,000$115,000 Land $15,000 Building $100,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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