Jefferson County property record for 1702 Hemlock Ln, Festus, MO 63028
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,659 sqft · built 1958 |
| Lot Size | 0.349 acres (15,199 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $109,600 (Oct 2002) |
| Tax Bill | $1,097 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 181.001.03009012 |
| Primary APN | 181.001.03009012 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,659 sqft Living Area |
| 1st Floor Area | 1,512 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Construction Type | Frame |
| Lot Area | 15,199 sqft (0.349 acres) |
| Lot Dimensions | 100 ft deep x 152 ft wide |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Patio Area | 594 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1702 HEMLOCK LN |
|---|---|
| City | FESTUS |
| State | MO |
| Zip | 63028-1554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CT1 |
| Legal Description | WOODED ACRES RESUB OF SUR 1 OF HARTSHORN ACRES LOT 8 |
| Legal Range | 5E |
| Legal Township | 40N |
| Legal Section | 01 |
| Legal Subdivision | WOODED ACRES RESUB OF SUR 1 OF HARTSHORN |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | RIVER VIEW |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 700801 |
Source: Jefferson County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1702 HEMLOCK LN, FESTUS, MO 63028-1554 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 13, 2023 | Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK |
| Apr 9, 2020 | Deed of Trust, Mortgage VANTAGE CU |
| Aug 17, 2018 | Deed of Trust, Mortgage MORTGAGE SOLUTIONS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2002 · Amount on Record |
| Deed Sale | Oct 4, 2002 · Amount on Record |
| Deed Document Number | 200254899 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 1702 HEMLOCK LN, FESTUS, MO 63028-1554 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1702 HEMLOCK LN, FESTUS, MO 63028-1554 |
| Document Number | 0000014201 |
|---|---|
| Date | Jun 13, 2023 |
| Instrument | 2023R-014201 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 4.62% |
| Max Rate At Change | 8.62% |
| Index | 1-Year CMT |
| Max Rate | 12.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 1702 HEMLOCK LN, FESTUS, MO 63028-1554 |
| Document Number | 0000016870 |
| Instrument Date | Apr 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGENCY |
| Name | Verified Name |
|---|---|
| Address | 1702 HEMLOCK LN FESTUS MO 630281554, FESTUS, MO 63028-1554 |
| Document Number | 0000016870 |
|---|---|
| Date | May 18, 2020 |
| Instrument | 16870 |
| Name | VANTAGE CU |
|---|---|
| Address | BRIDGETON, MO 63044 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | May 17, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 1702 HEMLOCK LN, FESTUS, MO 63028-1554 |
| Document Number | 0000025635 |
| Instrument Date | Aug 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1702 HEMLOCK LN FESTUS MO 630281554, FESTUS, MO 63028-1554 |
| Document Number | 0000025635 |
|---|---|
| Date | Aug 22, 2018 |
| Instrument | 25635 |
| Name | MORTGAGE SOLUTIONS |
|---|---|
| Type | Mortgage Company |
| Address | BRIDGETON, MO 63044 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Aug 21, 2033 |
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Municipality | Festus City |
| Unified School District | Festus R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $20,000 (-) Land $1,800 Building $18,200 | $105,100 (-) Land $9,400 Building $95,700 | |
| 2025 | $1,097.00 (+5.38%) | $20,000 (+8.7%) Land $1,800 Building $18,200 | $105,100 (-) Land $9,400 Building $95,700 |
| 2024 | $1,041.00 (+0.48%) | $105,100 (+8.69%) Land $9,400 Building $95,700 | |
| 2023 | $1,036.00 | $18,400 Land $1,800 Building $16,600 | $96,700 Land $9,400 Building $87,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2009–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FESTUS PWS serves 13,000 people · EPA ID MO6010276 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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