1702 Emerald Isle Way, Oxnard, CA 93035 Property Records

Ventura County property record for 1702 Emerald Isle Way, Oxnard, CA 93035

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 2,164 sqft · built 1991
Lot Size	0.09 acres (3,912 sqft)
Owner	Company Name on Record
Tax Bill	$7,475 (2025)
Deeds & Mortgages	Apr 2022 Reverse Mortgage Oct 2020 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`188-0-140-195`

Property Details

APN / Parcel Number

Primary APN	`188-0-140-195`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,164 sqft Living Area
1st Floor Area	2,164 sqft
Upper Floors Area	327 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Condo/Apartment
Lot Area	3,912 sqft (0.09 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	327 sqft

Location & Zoning

Street Address	1702 EMERALD ISLE WAY
City	OXNARD
State	CA
Zip	93035-2912
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	CPC
Legal Description	TRACT: 413202 LOT: 5 REF: 113 MR56 CONDO PLAN: I-67
Legal Subdivision	4132-2
Legal Tract	413202
Legal Block	140
Legal Lot Number	5
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2016
Census Tract	3616

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1702 EMERALD ISLE WAY, OXNARD, CA 93035-2912
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · Reverse Mortgage ALL REVERSE MORTGAGE INC
Oct 30, 2020	Intrafamily Transfer, Transfer · Reverse Mortgage ALL REVERSE MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 6, 2020
Transfer Doc	0000181420
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1702 EMERALD ISLE WAY, OXNARD, CA 93035-2912
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1702 EMERALD ISLE WAY, OXNARD, CA 93035-2912

Mortgage

Document Number	0000046049
Date	Apr 13, 2022
Instrument	2022000046049

Lender

Name	ALL REVERSE MORTGAGE INC
Type	Reverse Mortgage Lender
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.67%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.67%

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Oct 30, 2020
Property Address	1702 EMERALD ISLE WAY, OXNARD, CA 93035-2912
Document Number	0000181420
Map Reference	MB 113 PG 56
Instrument Date	Aug 6, 2020
Instrument	20201030-00181420
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1702 EMERALD ISLE WAY, OXNARD, CA 93035-2912

Mortgage

Document Number	0000181421
Date	Oct 30, 2020
Instrument	20201030-00181421

Lender

Name	ALL REVERSE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.71%
Type Change Date	Nov 1, 2021
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$591,971 (+2%) Land $236,783 Building $355,188
2025	$7,475.00 (+2.12%) Homeowner's exemption	$580,364 (+4.04%) Land $232,140 Building $348,224
2024	$7,320.00 (+3.62%)
2023	$7,064.00 (+2.96%) Homeowner's exemption	$557,829 Land $223,126 Building $334,703
2022	$6,861.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	34 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier.

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