McHenry County property record for 1702 Elm St, Spring Grove, IL 60081
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,400 sqft · built 1992 |
| Lot Size | 0.921 acres (40,114 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $360,000 (Mar 2023) |
| Tax Bill | $10,051 (2024) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-31-177-003 |
| Primary APN | 05-31-177-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,400 sqft Living Area |
| Basement Area | 2,031 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Lot Area | 40,114 sqft (0.921 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1702 ELM ST |
|---|---|
| City | SPRING GROVE |
| State | IL |
| Zip | 60081-7901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2023R0004334 LT 66 ORCHARD BLUFF ESTATES UNIT 1 |
| Legal Subdivision | ORCHARD BLUFF ESTATES |
| Legal Block | 177 |
| Legal Lot Number | 66 |
| Legal Unit | 1 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | BURTON |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 870105 |
Source: McHenry County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 26730 W WILMOT RD, ANTIOCH, IL 60002-9170 |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Mar 1, 2023 | Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Feb 7, 2022 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Apr 21, 2021 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Aug 20, 2019 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2023 · Amount on Record |
| Deed Sale | Mar 1, 2023 · Amount on Record |
| Prior Sale | Apr 21, 2021 · Amount on Record |
| Deed Document Number | 20234334 |
| Prior Transfer Date | Aug 13, 2008 |
| Prior Transfer Doc | 0000048970 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Mar 1, 2023 |
| Property Address | 1702 ELM ST, SPRING GROVE, IL 60081-7901 |
| Document Number | 0000004334 |
| Map Reference | DOC 91R032869 |
| Instrument Date | Feb 23, 2023 |
| Instrument | 2023R0004334 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1702 ELM ST, SPRING GROVE, IL 60081-7901 |
| Document Number | 0000004335 |
|---|---|
| Date | Mar 1, 2023 |
| Instrument | 2023R0004335 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1702 ELM ST, SPRING GROVE, IL 60081-7901 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000004948 |
|---|---|
| Date | Feb 7, 2022 |
| Instrument | 2022R0004948 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Apr 21, 2021 |
| Property Address | 1702 ELM ST, SPRING GROVE, IL 60081-7901 |
| Document Number | 0000021872 |
| Instrument Date | Apr 7, 2021 |
| Instrument | 2021R0021872 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $337.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1702 ELM ST, SPRING GROVE, IL 60081-7901 |
| Document Number | 0000021873 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 2021R0021873 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1702 ELM ST, SPRING GROVE, IL 60081-7901 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000026684 |
|---|---|
| Date | Aug 20, 2019 |
| Instrument | 2019R0026684 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 25, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.01% |
| Change Frequency | Monthly |
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Burton Township |
| Municipality | Spring Grove Village |
| Elementary School District | Nippersink School District 2 (KG - 08) |
| Secondary School District | Richmond-Burton Community High School District 157 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $10,051.00 | $141,824 (+21.89%) Land $21,072 Building $120,752 | $425,472 (+21.89%) Land $63,216 Building $362,256 |
| 2022 | Disabled Person's exemption Veteran's exemption | $116,356 Land $17,288 Building $99,068 | $349,068 Land $51,864 Building $297,204 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-WHISPERING HILLS private · serves 8,300 people · EPA ID IL1115700 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 59 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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