Kossuth County property record for 1702 E Lucas St, Algona, IA 50511
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,456 sqft · built 1964 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,788 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-01-404-003 |
| Primary APN | 22-01-404-003 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| Basement Area | 1,456 sqft |
| Finished Basement | 364 sqft |
| Game Room | Game Room |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 360 sqft |
| Deck Area | 96 sqft |
| Patio Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1702 E LUCAS ST |
|---|---|
| City | ALGONA |
| State | IA |
| Zip | 50511-2161 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 BLK 2 NEAL SMITHS 1ST ADD |
| Legal Subdivision | NEAL SMITHS 1ST ADD |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | KOSSUTH IA |
| Township / Civil Division | ALGONA |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 950500 |
Source: Kossuth County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1702 E LUCAS ST, ALGONA, IA 50511-2161 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOSSUTH IA |
| Property Address | 1702 E LUCAS ST, ALGONA, IA 50511-2161 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2024 |
| Name | Verified Name |
|---|
| Document Number | 02023/3034 |
|---|---|
| Date | Dec 5, 2023 |
| Book Page | 2023/3034 |
| Instrument | 2023 3034 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | ALGONA, IA 50511 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 15, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Kossuth County assessment roll, as of October 9, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Algona City |
| County | Kossuth County |
| Unified School District | Algona Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,788.00 (+7.44%) Homeowner's exemption | $202,039 (+14.21%) Land $23,562 Building $178,477 | |
| 2024 | $2,595.00 (-9.86%) | ||
| 2023 | $176,897 Land $20,420 Building $156,477 | $176,897 (-12.44%) Land $20,420 Building $156,477 | |
| 2021 | $2,879.00 | $202,039 Land $23,562 Building $178,477 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 19, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 40% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALGONA MUNICIPAL UTILITIES serves 5,487 people · EPA ID IA5502015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Algona Municipal Utilities Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Nextlink, Verizon.
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