Cullman County property record for 1702 Derby Dr, Cullman, AL 35055
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,678 sqft · built 1998 |
| Lot Size | 0.349 acres (15,230 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $821 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-06-23-2-002-013.016 |
| Primary APN | 17-06-23-2-002-013.016 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,678 sqft Base Area |
| 1st Floor Area | 1,678 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,230 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 213368 |
|---|---|
| Street Address | 1702 DERBY DR |
| City | CULLMAN |
| State | AL |
| Zip | 35055-9540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 46 DERBY CREEK ESTATES PHASE I |
| Legal Range | 03W |
| Legal Township | 10 |
| Legal Section | 23 |
| Legal Quarter | 2 |
| Legal Subdivision | DERBY CREEK ESTATES |
| Legal Lot Number | 46 |
| Jurisdiction | CULLMAN AL |
| Township / Civil Division | CULLMAN |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 965001 |
1702 Derby Dr is owned and occupied by two individuals who acquired it in April 2019.
Source: Cullman County records, as of November 7, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1702 DERBY DR, CULLMAN, AL 35055-9540 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2019 |
| Deed Sale | Apr 30, 2019 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 1702 Derby Dr was $821 with a homeowner's exemption.
Source: Cullman County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cullman County |
| Municipality | Cullman City |
| Unified School District | Cullman City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $821.00 Homeowner's exemption | $22,500 | $224,800 Land $32,100 Building $192,700 |
| 2023 | $743.00 (+7.84%) Homeowner's exemption | $20,480 (+7.34%) | $204,700 (+7.4%) Land $28,900 Building $175,800 |
| 2022 | $689.00 Homeowner's exemption | $19,080 | $190,600 Land $26,300 Building $164,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1702 Derby Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1702 Derby Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of Alabama |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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