1702 Beck Ave, Panama City, FL 32405 Property Records

Bay County property record for 1702 Beck Ave, Panama City, FL 32405

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,964 sqft · built 1944
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$158,500 (Feb 2021)
Tax Bill	$2,811 (2025)
Deeds & Mortgages	May 2026 Sale Feb 2021 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28938-000-000`

Property Details

APN / Parcel Number

Primary APN	`28938-000-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,964 sqft Living Area
1st Floor Area	1,812 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1944
Effective Year Built	Effective 2014
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Carport
Garage Area	304 sqft
Carport	Carport
Carport Area	304 sqft
Driveway	Driveway
Driveway Area	1,054 sqft
Porch	Florida Room
Porch Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1702 BECK AVE
City	PANAMA CITY
State	FL
Zip	32405-2567
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC09
Legal Description	36 3S 15W E1/2 OF SW1/4 LOT 11 BLK 16 ORB 4366 P 1698 MAP 79D4
Legal Range	15W
Legal Township	03S
Legal Section	36
Legal Subdivision	040015
Legal Block	16
Legal Lot Number	11
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1028
Census Tract	2300

Owner

1702 Beck Ave is owned and occupied by an individual who acquired it in November 2025.

Source: Bay County records, as of June 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1702 BECK AVE, PANAMA CITY, FL 32405-2567
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Feb 23, 2021	Warranty Deed, Transfer · Line of Credit INNOVATIONS FCU
Aug 28, 2019	Warranty Deed, Transfer · Conventional Mortgage RJMG FUND LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2021 · Amount on File
Deed Sale	Feb 23, 2021 · Amount on File
Prior Sale	Aug 28, 2019 · Amount on File
Deed Document Number	202112724
Deed Book / Page	4366 / 1698
Last Transfer Date	Nov 7, 2025
Transfer Doc	0000031390
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	May 26, 2026
Property Address	1702 BECK AVE, PANAMA CITY, FL 32405-2567
Document Number	0000031390
Book / Page	5038 / 327
Instrument Date	Nov 7, 2025
Instrument	202631390
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1702 BECK AVE, PANAMA CITY, FL 32405-2567

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Feb 23, 2021
Property Address	1702 BECK AVE, PANAMA CITY, FL 32405-2567
Document Number	0043661698
Book / Page	4366 / 1698
Map Reference	MB 135 PG 3
Instrument Date	Feb 12, 2021
Instrument	2021012724
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,109.50
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2434 N DAY DR, 2434, BAKER, LA 70714-3208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 TIMBER LN, PANAMA CITY, FL 32405-4434

Mortgage

Document Number	0043661701
Date	Feb 23, 2021
Instrument	4366/1701

Lender

Name	INNOVATIONS FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 12, 2036

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Aug 28, 2019
Property Address	1702 BECK AVE, PANAMA CITY, FL 32405-2567
Document Number	0041611651
Book / Page	004161 / 001651
Instrument Date	Aug 27, 2019
Instrument	77134
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1702 BECK AVE PANAMA CITY FL 324052567, PANAMA CITY, FL 32405-2567

Mortgage

Document Number	41611653
Date	Aug 28, 2019
Book Page	004161/001653
Instrument	77135

Lender

Name	RJMG FUND LLC
Address	PO BOX 75127, TAMPA, FL 33675-0127

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1702 Beck Ave was $2,811, down 3.2% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,811.00 (-3.17%)	$178,018 Land $41,691 Building $136,327	$178,018 Land $41,691 Building $136,327
2024	$2,903.00 (+3.24%)
2023	$2,812.00 (+13.57%)	$156,375 (+14.47%) Land $31,489 Building $124,886	$156,375 (+14.47%) Land $31,489 Building $124,886
2022	$2,476.00	$136,605 Land $22,429 Building $114,176	$136,605 Land $22,429 Building $114,176

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1702 Beck Ave in Zone X, an area of minimal flood risk, though there have been 71 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 57 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	71 (1982–2021)
Claims Outside the SFHA	55 of 71
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 15 claims Hurricane Michael, Oct 2018 · 19 claims Severe Storms And Flooding, Jul 2013 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1702 Beck Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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