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1702 Ambar Ct, Winter Haven, FL 33881 Property Records

Polk County property record for 1702 Ambar Ct, Winter Haven, FL 33881

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,431 sqft · built 2021
Lot Size0.116 acres (5,049 sqft)
Owner2 Individual Names on File
Last Sale$216,000 (May 2021)
Tax Bill$1,326 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-28-03-522510-000310

Property Details

APN / Parcel Number

Primary APN26-28-03-522510-000310
Alternative APNs
  • 032826522510000310
  • 32826000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,431 sqft Living Area
Gross Area1,830 sqft
1st Floor Area1,431 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area5,049 sqft (0.116 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area399 sqft
PorchUnfinished Open Porch
Shed1 Shed

Location & Zoning

Street Address1702 AMBAR CT
CityWINTER HAVEN
StateFL
Zip33881-8202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKES AT LUCERNE PARK PHASE 6 PB 176 PGS 32-34 LOT 31
Legal Range26E
Legal Township28S
Legal Section03
Legal SubdivisionLAKES AT LUCERNE PARK PHASE 6
Legal Phase6
Legal Block2
Legal Lot Number31
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2028
Census Tract12803

Owner

1702 Ambar Ct is owned and occupied by two individuals who bought it in May 2021.

Source: Polk County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1702 AMBAR CT, WINTER HAVEN, FL 33881-8202
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 25, 2021 · Amount on File
Deed SaleMay 25, 2021 · Amount on File
Prior SaleFeb 11, 2021 · Amount on File
Deed Document Number2021136533
Deed Book / Page11731 / 1348
Record UpdatedOct 29, 2026

May 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateMay 25, 2021
Property Address1702 AMBAR CT, WINTER HAVEN, FL 33881-8202
Document Number0000136533
Book / Page11731 / 1348
Map ReferenceMB 176 PG 32-34
Instrument DateMay 24, 2021
Instrument2021136533
Transaction TypeTransfer
Record UpdatedFeb 23, 2023
Title CompanyNVR SETTLEMENT SERVICES INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,512.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4307 VINELAND RD # RDH16, RDH16, ORLANDO, FL 32811-7178

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1702 AMBAR CT, WINTER HAVEN, FL 33881-8202

Mortgage

Document Number0117311350
DateMay 25, 2021
Instrument11731/1350
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1702 Ambar Ct was $1,326 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$116,349 (+2.7%)$205,707 (-5.67%) Land $39,000 Building $166,707
2025$1,326.00 Homeowner's exemption$113,290$218,077 Land $39,000 Building $179,077
2023$1,230.00 (+3.97%) Homeowner's exemption$106,890 (+3%)$225,862 (+12.36%) Land $38,000 Building $187,862
2022$1,183.00 Homeowner's exemption$103,777$201,019 Land $32,000 Building $169,019

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1702 Ambar Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1702 Ambar Ct is high, ranking above 78% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 78% of the US · above 66% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Frontier, Hotwire Communications.

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