1702 3rd St S, Moorhead, MN 56560 Property Records

Clay County property record for 1702 3rd St S, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.26 acres (11,243 sqft)
Owner	Individual Name on Record
Last Sale	$148,000 (Feb 2014)
Tax Bill	$3,968 (2026)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`58.235.0130`

Property Details

APN / Parcel Number

Primary APN	`58.235.0130`

Exterior

Lot Area	11,243 sqft (0.26 acres)

Location & Zoning

Street Address	1702 3RD ST S
City	MOORHEAD
State	MN
Zip	56560-4116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME FARGO INVESTMENT ADD SUBDIVISIONCD 58235 LOT 8 2
Legal Range	48
Legal Township	139
Legal Section	17
Legal Subdivision	FARGO INVESTMENT ADD
Legal Block	2
Legal Lot Number	8
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	4
Census Block	4024
Census Tract	20500

Owner

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1702 3RD ST S, MOORHEAD, MN 56560-4116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERNATIONAL BANK & TRT
Jun 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERNATIONAL BANK & TRT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2014 · Amount on Record
Deed Sale	Feb 27, 2014 · Amount on Record
Deed Document Number	2014731574
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Feb 28, 2023
Property Address	1702 3RD ST S, MOORHEAD, MN 56560-4116
Document Number	0000836181
Instrument Date	Feb 24, 2023
Instrument	836181
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$792.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1702 3RD ST S, MOORHEAD, MN 56560-4116

Mortgage

Document Number	0000836182
Date	Feb 28, 2023
Instrument	836182

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	1702 3RD ST S, MOORHEAD, MN 56560-4116
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	REGENCY TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000795928
Date	Nov 26, 2019
Instrument	795928

Lender

Name	FIRST INTERNATIONAL BANK & TRT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	1702 3RD ST S, MOORHEAD, MN 56560-4116
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000802349
Date	Jun 23, 2020
Instrument	802349

Lender

Name	FIRST INTERNATIONAL BANK & TRT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 1, 2025

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,968.00 (+21.94%)	$235,700 (+5.51%) Land $54,500 Building $181,200	$235,700 (+5.51%) Land $54,500 Building $181,200
2025		$223,400 (+4.05%) Land $49,700 Building $173,700	$223,400 (+4.05%) Land $49,700 Building $173,700
2023	$3,254.00 Homeowner's exemption	$214,700 Land $49,700 Building $165,000	$214,700 Land $49,700 Building $165,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	102 (1978–2015)
Claims Outside the SFHA	31 of 102
Most Recent Claim	Jul 2015 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2011 · 20 claims Flooding, Apr 2006 · 16 claims Severe Flooding, High Winds,severe Storms, May 1997 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Otter Tail Telecom, Verizon.

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