Clay County property record for 1702 2nd Ave E, Spencer, IA 51301 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 986 sqft · built 1912 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Company Name on File |
| Last Sale | $25,000 (Nov 2019) |
| Tax Bill | $900 (2024) |
| Deeds & Mortgages | Sep 2021 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 963607133005 |
| Primary APN | 963607133005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 986 sqft Living Area |
| 1st Floor Area | 432 sqft |
| Basement Area | 624 sqft |
| Finished Basement | 275 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1912 |
|---|---|
| Exterior Material | Plywood |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 15 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Water Source | Commercial |
| Old Parcel Number | 64096360713300500 |
|---|---|
| Street Address | 1702 2ND AVE E |
| City | SPENCER |
| State | IA |
| Zip | 51301-4447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 150' OF N 1/2 3 G & A 2ND |
| Legal Range | 36 |
| Legal Township | 17 |
| Legal Section | 07 |
| Legal Subdivision | G & A 2ND ADDITION |
| Jurisdiction | CLAY IA |
| Township / Civil Division | SPENCER |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 80200 |
Source: Clay County records · APN 963607133005
Assessment roll updated May 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3925 260TH AVE, SPENCER, IA 51301-7584 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Sep 03, 2021 | Deed of Trust, Mortgage · Commercial Mortgage NORTHWEST BANK |
| May 14, 2020 | Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY STATE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 18, 2019 · Amount on Record |
| Deed Sale | Nov 18, 2019 · Amount on Record |
| Deed Document Number | 3086 |
| Deed Book / Page | 2019 / 3086 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IA |
| Property Address | 1702 2ND AVE E, SPENCER, IA 51301-4447 |
| Transaction Type | Mortgage |
| Record Updated | Oct 06, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021/2795 |
|---|---|
| Date | Sep 03, 2021 |
| Book Page | 2021/2795 |
| Instrument | 2021 2795 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IA |
| Property Address | 1702 2ND AVE E, SPENCER, IA 51301-4447 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020/1249 |
|---|---|
| Date | May 14, 2020 |
| Book Page | 2020/1249 |
| Instrument | 2020 1249 |
| Name | COMMUNITY STATE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 15, 2025 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clay County |
| Municipality | Spencer City |
| Unified School District | Spencer Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $65,040 (+15.61%) Land $18,360 Building $46,680 | $65,040 (+15.61%) Land $18,360 Building $46,680 | |
| 2024 | $900.00 (+4.9%) | ||
| 2023 | $56,260 (+15.5%) Land $12,850 Building $43,410 | $56,260 (+15.5%) Land $12,850 Building $43,410 | |
| 2022 | $858.00 | $48,710 Land $12,850 Building $35,860 | |
| 2021 | $48,710 Land $12,850 Building $35,860 |
Source: FEMA National Flood Hazard Layer, Clay County (19041C), updated February 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 2% of the US · above 17% of Iowa |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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