1702 10th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 1702 10th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.352 acres (15,350 sqft)
Owner	Individual Name on Record
Last Sale	$177,500 (Jan 2023)
Tax Bill	$1,834 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`85-401-8750`

Property Details

APN / Parcel Number

Primary APN	`85-401-8750`
Alternative APNs	`85-00401-8750` `42484`

Exterior

Lot Area	15,350 sqft (0.352 acres)

Location & Zoning

Account Number	42484
Street Address	1702 10TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-2204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 7 & 8 & W 1-2 OF VAC ALLEY, BLK 87
Legal Range	31W
Legal Township	35N
Legal Section	01
Legal Subdivision	EAST SAINT CLOUD
Legal Block	87
Legal Lot Number	7,8
Jurisdiction	SHERBURNE MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3001
Census Tract	31500

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1702 10TH AVE SE, SAINT CLOUD, MN 56304-2204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2023	Warranty Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage GREAT RIVER FCU
Oct 29, 2020	Warranty Deed, Transfer · FHA Mortgage GENEVA FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2023 · Amount on Record
Deed Sale	Jan 26, 2023 · Amount on Record
Prior Sale	Oct 29, 2020 · Amount on Record
Deed Document Number	20231510602
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Feb 8, 2023
Property Address	1702 10TH AVE SE, SAINT CLOUD, MN 56304-2204
Document Number	0000953607
Instrument Date	Jan 26, 2023
Instrument	953607
Transaction Type	Transfer
Record Updated	Feb 15, 2023
Title Company	EDINA REALTY TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$585.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1702 10TH AVE SE, SAINT CLOUD, MN 56304-2204

Mortgage

Document Number	0000953608
Date	Feb 8, 2023
Instrument	953608

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

Mortgage

Document Number	0000953609
Date	Feb 8, 2023
Instrument	953609

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	1702 10TH AVE SE, SAINT CLOUD, MN 56304-2204
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000891689
Date	May 19, 2020
Instrument	891689

Lender

Name	GREAT RIVER FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2050

Interest

Rate Type	Fixed Rate

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Oct 29, 2020
Property Address	1702 10TH AVE SE, SAINT CLOUD, MN 56304-2204
Document Number	0000903969
Instrument Date	Oct 20, 2020
Instrument	903969
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$438.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1702 10TH AVE SE, SAINT CLOUD, MN 56304-2204

Mortgage

Document Number	0000903970
Date	Oct 29, 2020
Instrument	903970

Lender

Name	GENEVA FINANCIAL LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$160,500 (+3.55%) Land $45,000 Building $115,500	$160,500 (+3.55%) Land $45,000 Building $115,500
2025	$1,834.00 (+21.46%)	$155,000 (+1.44%) Land $45,000 Building $110,000	$155,000 (+1.44%) Land $45,000 Building $110,000
2023	$1,510.00	$152,800 Land $35,000 Building $117,800
2021			$152,800 Land $35,000 Building $117,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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