Lake County property record for 17016 Pine Ridge Dr, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,452 sqft · built 1961 |
| Lot Size | 0.282 acres (12,310 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $345,000 (Dec 2022) |
| Tax Bill | $2,015 (2024) |
| Deeds & Mortgages | Feb 2023 Mortgage Dec 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-18-26-0400-000-04800 |
| Primary APN | 25-18-26-0400-000-04800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,452 sqft Living Area |
| 1st Floor Area | 1,452 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Block |
| Roof Material | Shingle |
| Lot Area | 12,310 sqft (0.282 acres) |
| Lot Width | 95 ft Width |
| Garage Type | Finished |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 444 sqft |
| Utility Building | 540 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1691206 |
|---|---|
| Street Address | 17016 PINE RIDGE DR |
| City | UMATILLA |
| State | FL |
| Zip | 32784-9214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THREE LAKES SUB FIRST ADD LOT 48 PB 13 PG 70 ORB 6069 PG 1343 |
| Legal Range | 26E |
| Legal Township | 18S |
| Legal Section | 25 |
| Legal Subdivision | LAKES |
| Legal Tract | 400 |
| Legal Lot Number | 48 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 3 |
| Census Block | 3097 |
| Census Tract | 30110 |
Source: Lake County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 17016 PINE RIDGE DR, UMATILLA, FL 32784-9214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 3, 2023 | Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK |
| Dec 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2022 · Amount on Record |
| Deed Sale | Dec 21, 2022 · Amount on Record |
| Prior Sale | Dec 9, 2015 · Amount on Record |
| Deed Document Number | 2022162914 |
| Deed Book / Page | 6069 / 1343 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 17016 PINE RIDGE DR, UMATILLA, FL 32784-9214 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Title Company | APPLE TITLE LIMITED, APPLE TITLE LTD |
| Name | Verified Name |
|---|---|
| Address | 702 LAKE GRACIE DR, EUSTIS, FL 32726-4618 |
| Document Number | 0060880655 |
|---|---|
| Date | Feb 3, 2023 |
| Book Page | 6088/655 |
| Instrument | 2023012908 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Dec 21, 2022 |
| Property Address | 17016 PINE RIDGE DR, UMATILLA, FL 32784-9214 |
| Document Number | 0060691343 |
| Book / Page | 6069 / 1343 |
| Map Reference | MB 13 PG 70 |
| Instrument Date | Dec 14, 2022 |
| Instrument | 2022162914 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | APPLE TITLE LIMITED, APPLE TITLE LTD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,415.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4598 STATE ROAD 66, ZOLFO SPRINGS, FL 33890-3750 |
| Name | Verified Name |
|---|---|
| Address | 17016 PINE RIDGE DR, UMATILLA, FL 32784-9214 |
| Document Number | 0060691344 |
|---|---|
| Date | Dec 21, 2022 |
| Instrument | 6069/1344 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $135,030 (+5.98%) Land $66,600 Building $68,430 | $236,292 (+28.47%) Land $66,600 Building $169,692 | |
| 2024 | $2,015.00 (+14.23%) | ||
| 2023 | $1,764.00 (+49.75%) Homeowner's exemption Additional exemption filed | $127,414 (+34.54%) | $183,924 (-) Land $31,968 Building $151,956 |
| 2022 | $1,178.00 Homeowner's exemption | $94,700 | $183,924 Land $31,968 Building $151,956 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EUSTIS, CITY OF (4 WTPS) serves 39,721 people · EPA ID FL3350346 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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