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17012 Front Beach Rd, Panama City Beach, FL 32413 Property Records

Bay County property record for 17012 Front Beach Rd, Panama City Beach, FL 32413

Property Summary

Property TypeRetail Store
Details1,100 sqft · built 2010
Lot Size0.447 acres (19,471 sqft)
OwnerCompany Name on File
Last Sale$1,030 (Jun 2014)
Tax Bill$6,074 (2025)
Deeds & MortgagesJun 2021 Sale
Flood ZoneZone X (minimal risk)
APN33473-000-000

Property Details

APN / Parcel Number

Primary APN33473-000-000

Interior

Total Rooms4 Rooms
Building Area1,100 sqft Gross Area
1st Floor Area1,100 sqft
FlooringConcrete/Cement
Interior WallsWood

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialOther
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Roof TypeFlat
Roof MaterialMetal
Lot Area19,471 sqft (0.447 acres)
Lot Dimensions130 ft deep x 150 ft wide
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemForced Air with A/C

Location & Zoning

Street Address17012 FRONT BEACH RD
CityPANAMA CITY BEACH
StateFL
Zip32413-2342
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Store
Local Zoning CodePCB22
Legal DescriptionEL CENTRO BEACH MAP-29B3 LOTS 10,11,12 BLK 17 ORB 4427 P 1582
Legal Range16W
Legal Township03S
Legal Section19
Legal SubdivisionEL CENTRO BEACH
Legal Block17
Legal Lot Number10
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY BEACHES
Census Block Group2
Census Block2030
Census Tract2703

Owner

17012 Front Beach Rd, a commercial property, is owned by a company that bought it in June 2014.

Source: Bay County records, as of January 5, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 18829, PANAMA CITY, FL 32417-8829
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 17, 2014 · Amount on File
Deed SaleJun 17, 2014 · Amount on File
Prior SaleFeb 7, 2005 · Amount on File
Deed Document Number201432387
Deed Book / Page3616 / 2391
Record UpdatedOct 29, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateJun 30, 2021
Property Address17012 FRONT BEACH RD, PANAMA CITY BEACH, FL 32413-2342
Document Number0044271582
Book / Page4427 / 1582
Map ReferenceMB 9 PG 8
Instrument DateJun 28, 2021
Instrument2021049970
Transaction TypeTransfer
Record UpdatedJul 21, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address3974 BASQUE CIR SE, 3974, SMYRNA, GA 30080-6510

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 18829, PANAMA CITY, FL 32417-8829

Tax Assessment & Valuation

The 2025 property tax bill for 17012 Front Beach Rd was $6,074, down 5.6% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City Beach
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,074.00 (-5.55%)$556,559 Land $482,110 Building $74,449$556,559 Land $482,110 Building $74,449
2024$6,431.00 (-1.92%)
2023$6,557.00 (+9.47%)$559,893 (+0.57%) Land $482,109 Building $77,784$559,893 (+0.57%) Land $482,109 Building $77,784
2022$5,990.00$556,693 Land $482,109 Building $74,584$556,693 Land $482,109 Building $74,584

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17012 Front Beach Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 202 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2,183 units insured
incl. 1,981 condo units
Nearby Flood Claims220 (1982–2020)
Claims Outside the SFHA127 of 220
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Dennis, Jul 2005 · 23 claims
  • Hurricane Georges, Sep 1998 · 23 claims
  • Hurricane Opal, Oct 1995 · 105 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17012 Front Beach Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PANAMA CITY BEACH
serves 67,205 people · EPA ID FL1030515
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionApr 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless		1,000 / 75
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: WOW Internet, Cable & Phone.

Nearby Properties on Front Beach Rd

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