1701 S Harmony Rd, Cushing, OK 74023 Property Records

Payne County property record for 1701 S Harmony Rd, Cushing, OK 74023

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,008 sqft · built 1927
Lot Size	5.36 acres (233,917 sqft)
Owner	2 Individuals on Record
Last Sale	$40,000 (May 1989)
Tax Bill	$1,789 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17N05E-11-1-CZ999-000-0008`

Property Details

APN / Parcel Number

Primary APN	`17N05E-11-1-CZ999-000-0008`
Alternative APNs	`600003202` `3202`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,008 sqft Living Area
1st Floor Area	2,008 sqft
Storm Shelter	Storm Shelter

Exterior

Year Built	Built 1927
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	233,917 sqft (5.36 acres)
Lot Dimensions	200 ft deep x 190 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	560 sqft

Exterior Amenities

Deck Area	240 sqft
Patio Area	528 sqft
Shed	1 Shed
Shed Area	143 sqft
Canopy	200 sqft
Utility Building	900 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3202
Street Address	1701 S HARMONY RD
City	CUSHING
State	OK
Zip	74023-5536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MISC TR 11-17N-05E A-8 (5.37ACM/L) BEG SE/C NE/4; N-190' W-1318.4' S-190' E-1318.4' POB LESS TR BEG 262'W SE/C NE/4; W-88' N0
Legal Range	05E
Legal Township	17N
Legal Section	11
Legal Subdivision	MISC TR CUSHING
Legal Tract	11
Legal Lot Number	8
Jurisdiction	PAYNE OK
Township / Civil Division	CUSHING
Census Block Group	1
Census Block	1001
Census Tract	11302

Owner

Source: Payne County assessment roll, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	1701 S HARMONY RD, CUSHING, OK 74023-5536
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Jun 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Oct 6, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WESTERN SUN FCU
Apr 19, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 1989 · Amount on Record
Deed Sale	May 26, 1989 · Amount on Record
Deed Document Number	0000908611
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Recording Date	Jul 10, 2026
Property Address	1701 S HARMONY RD, CUSHING, OK 74023-5536
Document Number	0000007742
Book / Page	2953 / 200
Instrument Date	Apr 22, 2026
Instrument	20267742
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1701 S HARMONY RD, CUSHING, OK 74023-5536

Mortgage

Document Number	0000007742,
Date	Jul 10, 2026
Book Page	2953/200
Instrument	20267742

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	118 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	1701 S HARMONY RD, CUSHING, OK 74023-5536
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1701 S HARMONY RD, CUSHING, OK 74023-5536

Mortgage

Document Number	0000200347
Date	Jun 24, 2025
Book Page	20-/347
Instrument	I-2025-006738

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	3131 CAMINO DEL RIO N STE 1100, SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2040

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	1701 S HARMONY RD, CUSHING, OK 74023-5536
Transaction Type	Mortgage
Record Updated	Oct 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027700789
Date	Oct 6, 2023
Book Page	2770/789
Instrument	I-2023-009745

Lender

Name	WESTERN SUN FCU
Type	Credit Union
Address	BROKEN ARROW, OK 74012

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PAYNE OK
Recording Date	Apr 19, 2019
Property Address	1701 S HARMONY RD, CUSHING, OK 74023-5536
Document Number	0025030671
Book / Page	002503 / 000671
Instrument Date	Apr 19, 2019
Instrument	3641
Transaction Type	Transfer
Record Updated	May 9, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1701 S HARMONY RD CUSHING OK 740235536, CUSHING, OK 74023-5536

Tax Assessment & Valuation

Source: Payne County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Municipality	Cushing City
Unified School District	Cushing Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,789.00 (+4.68%) Homeowner's exemption	$21,167 (-) Land $6,441 Building $14,726
2024	$1,709.00 (+112.03%) Homeowner's exemption	$21,167 (+100.52%) Land $6,441 Building $14,726	$307,500 (+86.01%) Land $93,580 Building $213,920
2023	$806.00 (-0.98%) Homeowner's exemption	$10,556 (-) Land $3,672 Building $6,884	$165,310 (+8.92%) Land $57,510 Building $107,800
2022	$814.00 Homeowner's exemption	$10,556 Land $4,000 Building $6,556	$151,770 Land $57,510 Building $94,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1993–1999)
Most Recent Claim	Jun 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 70% of Oklahoma
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN CO RW & SEWER DIST 4 serves 2,525 people · EPA ID OK2004105
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Atlink Services Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Bluepeak, Optimum.

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