McHenry County property record for 1701 S Division St, Harvard, IL 60033
| Property Type | Commercial |
|---|---|
| Details | 29,076 sqft · built 1996 |
| Lot Size | 1.75 acres (76,230 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,100,000 (Mar 2017) |
| Deeds & Mortgages | Oct 2019 Mortgage Jul 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-11-228-006 |
| Primary APN | 06-11-228-006 |
|---|
| Building Area | 29,076 sqft Total Area |
|---|
| Year Built | Built 1996 |
|---|---|
| Lot Area | 76,230 sqft (1.75 acres) |
| Street Address | 1701 S DIVISION ST |
|---|---|
| City | HARVARD |
| State | IL |
| Zip | 60033-9056 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | DOC 2017R0008343 PT SW1/4 NE1/4 NE1/4 & PT NW1/4 SE1/4 NE1/4 |
| Legal Range | 05E |
| Legal Township | 45N |
| Legal Section | 11 |
| Legal Block | 228 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | DUNHAM |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 870200 |
1701 S Division St, a commercial property, is owned by a company that bought it in March 2017 and is owner-occupied.
Source: McHenry County records, as of May 13, 2024
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1701 S DIVISION ST, HARVARD, IL 60033-9056 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 15, 2019 | Deed of Trust, Mortgage · Commercial Mortgage THE HARVARD STATE BANK |
| Jul 30, 2020 | Loan Modification, Mortgage HARVARD ST BK |
| Mar 8, 2017 | Warranty Deed, Transfer NEW BUFFALO SVGS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 2017 · Amount on File |
| Deed Sale | Mar 8, 2017 · Amount on File |
| Prior Sale | Oct 11, 2013 |
| Deed Document Number | 2017R0008343 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1701 S DIVISION ST, HARVARD, IL 60033-9056 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NLT TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000034497 |
|---|---|
| Date | Oct 15, 2019 |
| Instrument | 2019R0034497 |
| Name | THE HARVARD STATE BANK |
|---|---|
| Type | Bank |
| Address | HARVARD, IL 60033 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 10, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.85% |
| Min Rate At Change | 5.85% |
| Margin | 5 |
| Max Rate | 10.8% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1701 S DIVISION ST, HARVARD, IL 60033-9056 |
| Document Number | 0000030838 |
| Instrument Date | Jul 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1701 S DIVISION ST HARVARD IL 600339056, HARVARD, IL 60033-9056 |
| Document Number | 0000030838 |
|---|---|
| Date | Aug 10, 2020 |
| Instrument | 30838 |
| Name | HARVARD ST BK |
|---|---|
| Type | Bank |
| Address | HARVARD, IL 60033 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Aug 9, 2040 |
| Rate | 4.5% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Mar 8, 2017 |
| Property Address | 1701 S DIVISION ST, HARVARD, IL 60033-9056 |
| Document Number | 0000008343 |
| Instrument Date | Feb 27, 2017 |
| Instrument | 8343 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2017 |
| Title Company | CW TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,650.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1701 S DIVISION ST HARVARD IL 600339056, HARVARD, IL 60033-9056 |
| Document Number | 8344 |
|---|---|
| Date | Mar 8, 2017 |
| Instrument | 8344 |
| Name | NEW BUFFALO SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | NEW BUFFALO, MI 48126 |
| Amount | Amount on Record |
|---|
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Dunham Township |
| Municipality | Harvard City |
| Unified School District | Harvard Community Unit School District 50 (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2022 | $459,528 Land $126,575 Building $332,953 | $1,378,584 Land $379,725 Building $998,859 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1701 S Division St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1701 S Division St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARVARD serves 9,469 people · EPA ID IL1110250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 7 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
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