1701 Rivercrest Ct, Prospect, KY 40059 Property Records

Oldham County property record for 1701 Rivercrest Ct, Prospect, KY 40059

Property Summary

Property Type	Residential Vacant Land
Lot Size	6.59 acres (287,496 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Apr 2021)
Tax Bill	$3,998 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-02A-00-6`

Property Details

APN / Parcel Number

Primary APN	`01-02A-00-6`
Alternative APN	`66299`

Exterior

Lot Area	287,496 sqft (6.59 acres)

Location & Zoning

Account Number	66299
Street Address	1701 RIVERCREST CT
City	PROSPECT
State	KY
Zip	40059-7149
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	6.6AC
Legal Lot Number	6
Jurisdiction	OLDHAM KY
Township / Civil Division	PEWEE VALLEY
Census Block Group	1
Census Block	1024
Census Tract	30801

Owner

Source: Oldham County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	12532 RIDGEMOOR DR, PROSPECT, KY 40059-8120
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 16, 2021 · Amount on Record
Deed Sale	Apr 16, 2021 · Amount on Record
Deed Document Number	631773
Deed Book / Page	D1285 / 188
Record Updated	Jun 8, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OLDHAM KY
Recording Date	Apr 16, 2021
Property Address	1701 RIVERCREST CT, PROSPECT, KY 40059-7149
Document Number	D1285/188
Book / Page	D1285 / 188
Map Reference	MB 6 PG 14
Instrument Date	Apr 12, 2021
Instrument	631773
Transaction Type	Transfer
Record Updated	Nov 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	231 PENNSYLVANIA AVE, 231, LOUISVILLE, KY 40206-1539

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4008 BROWNLEE RD, LOUISVILLE, KY 40207-4532

Mortgage

Document Number	631774
Date	Apr 16, 2021
Instrument	631774

Lender

Name	WILSON & MUIR BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2051

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Oldham County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,998.00 (-0.42%)	$325,000 (-) Land $325,000	$325,000 (-) Land $325,000
2023	$4,015.00	$325,000 Land $325,000	$325,000 Land $325,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 93 policies
Nearby Flood Policies	93 in force
Nearby Flood Claims	776 (1978–2025)
Claims Outside the SFHA	47 of 776
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 70 claims Severe Storms, Tornadoes, And Flooding, May 2011 · 78 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 105 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20