1701 Lancaster St, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 1701 Lancaster St, Schenectady, NY 12308

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,692 sqft · built 1955
Lot Size	0.129 acres (5,660 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Nov 2020)
Tax Bill	$5,936 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 40.54-1-3`

Property Details

APN / Parcel Number

Primary APN	`421500 40.54-1-3`
Alternative APN	`150004005400010030000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,692 sqft Living Area
1st Floor Area	1,572 sqft
Upper Floors Area	120 sqft
Attic	Attic
Attic Area	120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	5,660 sqft (0.129 acres)
Lot Dimensions	141 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Patio Area	221 sqft
Canopy	100 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1701 LANCASTER ST
City	SCHENECTADY
State	NY
Zip	12308-1522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	1 WOOD
Legal Subdivision	CHARLES F HORSTMYER
Legal Block	1
Legal Lot Number	3.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2015
Census Tract	20101

Owner

1701 Lancaster St is owned and occupied by an individual who bought it in November 2020.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1701 LANCASTER ST, SCHENECTADY, NY 12308-1522
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2020 · Amount on File
Deed Sale	Nov 2, 2020 · Amount on File
Prior Sale	Jul 13, 2006 · Amount on File
Deed Document Number	202034066
Deed Book / Page	2044 / 837
Record Updated	Oct 29, 2026

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 2, 2020
Property Address	1701 LANCASTER ST, SCHENECTADY, NY 12308-1522
Document Number	0000034066
Book / Page	2044 / 837
Instrument Date	Oct 30, 2020
Instrument	202034066
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1701 LANCASTER ST, 1701, SCHENECTADY, NY 12308-1522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2084 BERNE ALTAMONT ROAD, ALBANY, NY 12209

Mortgage

Document Number	0000034067
Date	Nov 2, 2020
Book Page	5035/872
Instrument	202034067

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	WAKEFIELD, MA 01880

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 1701 Lancaster St was $5,936, up 2% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,936.00 (+2.05%)
2025	$5,817.00	$118,800 Land $17,800 Building $101,000	$196,721 Land $29,475 Building $167,246
2023		$118,800 (-) Land $17,800 Building $101,000	$150,380 (+3.8%) Land $22,532 Building $127,848
2022		$118,800 Land $17,800 Building $101,000	$144,878 Land $21,707 Building $123,171
2021	$5,577.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1701 Lancaster St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1701 Lancaster St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20