1701 Fullers Oak Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 1701 Fullers Oak Loop, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,821 sqft · built 2018
Lot Size	0.279 acres (12,138 sqft)
Owner	2 Individual Names on File
Last Sale	$444,400 (May 2018)
Tax Bill	$8,965 (2025)
Deeds & Mortgages	Aug 2022 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-22-27-2905-00-190`

Property Details

APN / Parcel Number

Primary APN	`12-22-27-2905-00-190`
Alternative APNs	`272212290500190` `111407` `112057` `113340`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,821 sqft Living Area
Gross Area	4,024 sqft
1st Floor Area	1,288 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,138 sqft (0.279 acres)
Garage Type	Attached
Garage Area	738 sqft
Porch	Slab
Porch Area	138 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1701 FULLERS OAK LOOP
City	WINTER GARDEN
State	FL
Zip	34787-2115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	FULLERS OAK 90/117 LOT 19
Legal Range	27E
Legal Township	22S
Legal Section	12
Legal Subdivision	FULLERS OAK
Legal Lot Number	19
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	2
Census Block	2008
Census Tract	17401

Owner

1701 Fullers Oak Loop is owned by two individuals who bought it in May 2018.

Source: Orange County records, as of May 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	122 N 338 # 704, 704, SONGJIANG DISTRICT SHANGHAI, CN
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage HELM BANK USA
May 23, 2018	Special Warranty Deed, Subdivision Related Transfer · ARM BAC FLORIDA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2018 · Amount on File
Deed Sale	May 23, 2018 · Amount on File
Deed Document Number	2018307059
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1701 FULLERS OAK LOOP, WINTER GARDEN, FL 34787-2115
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 BELSHANGWAN HUTING NORTH ROAD, CHINA XX

Mortgage

Document Number	0000499105
Date	Aug 16, 2022
Instrument	20220499105

Lender

Name	HELM BANK USA
Type	Bank
Address	MIAMI, FL 33131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	4.12%
Max Rate At Change	6.12%
Index	1-Year CMT
Max Rate	10.1%

May 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	May 23, 2018
Property Address	1701 FULLERS OAK LOOP, WINTER GARDEN, FL 34787-2115
Document Number	0000307059
Map Reference	MB 90 PG 117
Instrument Date	May 8, 2018
Instrument	20180307059
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 3, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,110.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5337 MILLENIA LAKES BLVD STE 410, 5337, ORLANDO, FL 32839-6302

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	BLDG 122 N 338 704, CHINA, XX

Mortgage

Document Number	0000307060
Date	May 23, 2018
Instrument	20180307060

Lender

Name	BAC FLORIDA BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Jun 1, 2021
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	7%
Index	1-Year LIBOR
Max Rate	11%

Tax Assessment & Valuation

The 2025 property tax bill for 1701 Fullers Oak Loop was $8,965, up 1% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$568,022 (+1%)	$594,830 (-1.16%) Land $120,000 Building $474,830
2025	$8,965.00 (+9.96%)	$516,384	$601,820 Land $120,000 Building $481,820
2024	$8,153.00 (+12.53%)
2023	$7,245.00 (+13.5%)	$497,763 (+19.35%) Land $120,000 Building $377,763	$497,763 (+19.35%) Land $120,000 Building $377,763
2022	$6,383.00	$417,054 Land $100,000 Building $317,054	$417,054 Land $100,000 Building $317,054

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1701 Fullers Oak Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1701 Fullers Oak Loop is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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