1701 Falling Waters Rd, Chipley, FL 32428 Property Records

Washington County property record for 1701 Falling Waters Rd, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,705 sqft · built 2017
Lot Size	17.5 acres (762,300 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Jan 2005)
Tax Bill	$3,341 (2025)
Deeds & Mortgages	May 2021 Mortgage Sep 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`000025130010`

Property Details

APN / Parcel Number

Primary APN	`000025130010`
Alternative APN	`25130010`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	3,705 sqft Heated Area
Gross Area	5,401 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	762,300 sqft (17.5 acres)
Garage Type	Finished
Garage Area	682 sqft
Porch	Open Porch
Porch Area	1,014 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000025130010
Street Address	1701 FALLING WATERS RD
City	CHIPLEY
State	FL
Zip	32428-6065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33 4 13 17.50 ORB 568 P 3 PARCEL DESC IN ORB 568 P 3, DEED RESTRICTIONS IN ORB 399 P 508 AND ORB 431 P 454. LESS ORB 1186 P
Legal Range	13W
Legal Township	04N
Legal Section	33
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	1
Census Block	1034
Census Tract	970102

Owner

Source: Washington County records · APN 000025130010

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	1701 FALLING WATERS RD, CHIPLEY, FL 32428-6065
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY SOUTH CU
Sep 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage ONE FLORIDA BK
Sep 18, 2020	Quit Claim Deed, Transfer FLORIDA LAND TITLE AND TRUST COMPANY, FLORIDA LAND TITLE & TRUST CO
Jul 18, 2017	Deed of Trust, Mortgage · Line of Credit ONE SOUTH BK
May 10, 2017	Loan Modification, Mortgage · Line of Credit ONE SOUTH BK
Mar 31, 2017	Loan Modification, Mortgage · Line of Credit ONE SOUTH BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 27, 2005 · Amount on Record
Deed Sale	Jan 27, 2005 · Amount on Record
Deed Document Number	0000005683
Deed Book / Page	568 / 3
Record Updated	Jun 08, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	1701 FALLING WATERS RD, CHIPLEY, FL 32428-6065
Transaction Type	Mortgage
Record Updated	Dec 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067003956
Date	May 25, 2021
Book Page	1207/623
Instrument	202167003956

Lender

Name	COMMUNITY SOUTH CU
Type	Credit Union
Address	CHIPLEY, FL 32428

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jun 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jun 01, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.5%
Index	1-Year CMT
Max Rate	9.5%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	1701 FALLING WATERS RD, CHIPLEY, FL 32428-6065
Document Number	0067006361
Instrument Date	Sep 24, 2020
Transaction Type	Mortgage
Record Updated	Oct 07, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1701 FALLING WATERS RD CHIPLEY FL 324286065, CHIPLEY, FL 32428-6065

Mortgage

Document Number	0067006361
Date	Sep 29, 2020
Book Page	001186/000929
Instrument	67006361

Lender

Name	ONE FLORIDA BK
Address	ORLANDO, FL 32803

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 28, 2040

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON FL
Recording Date	Sep 18, 2020
Property Address	1701 FALLING WATERS RD, CHIPLEY, FL 32428-6065
Document Number	0067006163
Book / Page	001186 / 000163
Instrument Date	Sep 18, 2020
Instrument	67006163
Transaction Type	Transfer
Record Updated	Oct 01, 2020
Title Company	FLORIDA LAND TITLE AND TRUST COMPANY, FLORIDA LAND TITLE & TRUST CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1701 FALLING WATERS RD CHIPLEY FL 324286065, CHIPLEY, FL 32428-6065

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	1701 FALLING WATERS RD, CHIPLEY, FL 32428-6065
Document Number	0067004926
Book / Page	001095 / 000345
Instrument Date	Jul 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 02, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1699 FALLING WATERS RD CHIPLEY FL 32428, CHIPLEY, FL 32428

Mortgage

Document Number	0067004926
Date	Jul 26, 2017
Book Page	001095/000345
Instrument	67004926

Lender

Name	ONE SOUTH BK
Type	Bank
Address	CHIPLEY, FL 32428

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 25, 2022

Interest

Rate Type	Adjustable Rate
Rate	5.25%

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WASHINGTON FL
Property Address	1701 FALLING WATERS RD, CHIPLEY, FL 32428-6065
Document Number	0067002897
Book / Page	001088 / 000501
Instrument Date	May 10, 2017
Transaction Type	Mortgage
Record Updated	May 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	584 HIGHWAY 273 CHIPLEY FL 324284222, CHIPLEY, FL 32428-4222

Mortgage

Document Number	0067002897
Date	May 11, 2017
Book Page	001088/000501
Instrument	67002897

Lender

Name	ONE SOUTH BK
Type	Bank
Address	CHIPLEY, FL 32428

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 10, 2022

Interest

Rate Type	Adjustable Rate
Rate	4.39%

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WASHINGTON FL
Property Address	1701 FALLING WATERS RD, CHIPLEY, FL 32428-6065
Document Number	0067001927
Book / Page	001085 / 000427
Instrument Date	Mar 31, 2017
Transaction Type	Mortgage
Record Updated	May 04, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	584 HIGHWAY 273 CHIPLEY FL 324284222, CHIPLEY, FL 32428-4222

Mortgage

Document Number	0067001927
Date	Apr 03, 2017
Book Page	001085/000427
Instrument	67001927

Lender

Name	ONE SOUTH BK
Type	Bank
Address	CHIPLEY, FL 32428

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 02, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,341.00 (+6.3%) Homeowner's exemption	$282,077 (+2.86%)	$527,585 (+3.03%)
2024	$3,143.00 (+2.01%) Homeowner's exemption	$274,234 (+2.96%)	$512,071 (+7.97%)
2023	$3,081.00 (+10.71%) Homeowner's exemption	$266,357 (+9.67%)	$474,272 (+12.15%)
2022	$2,783.00 Homeowner's exemption	$242,880	$422,903

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 4, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1994–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Wildfire

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

Based on FCC filings for 14 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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