1701 Dover St, Ferndale, MI 48220 Property Records

Oakland County property record for 1701 Dover St, Ferndale, MI 48220

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,439 sqft · built 1941
Lot Size0.108 acres (4,704 sqft)
Owner2 Individual Names on Record
Last Sale$370,000 (Oct 2023)
Tax Bill$8,113 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Feb 2021 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN24-25-33-228-028

Property Details

APN / Parcel Number

Primary APN24-25-33-228-028

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,439 sqft Living Area
1st Floor Area882 sqft
Basement Area557 sqft
Unfinished Basement557 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 2023
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,704 sqft (0.108 acres)
Lot Dimensions117 ft deep x 40 ft wide
Garage Area544 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area41 sqft
Deck Area161 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1701 DOVER ST
CityFERNDALE
StateMI
Zip48220-3108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 33 RESUB OF RIDGE ROAD EST SUB LOT 41
Legal Range11E
Legal Township01N
Legal Section33
Legal SubdivisionRESUB OF RIDGE ROAD EST SUB
Legal Lot Number41
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group4
Census Block4002
Census Tract173400

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1701 DOVER ST, FERNDALE, MI 48220-3108
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2023Warranty Deed, Transfer · Conventional Mortgage
NEWREZ LLC
Feb 1, 2021Deed of Trust, Mortgage · Line of Credit
CREDIT UNION ONE
Apr 9, 2020Deed of Trust, Mortgage · Conventional with PMI
CREDIT UNION ONE
Jul 2, 2018Deed of Trust, Mortgage · Line of Credit
CREDIT UNION ONE
Jun 29, 2017Deed of Trust, Mortgage · Conventional with PMI
CREDIT UNION ONE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 5, 2023 · Amount on Record
Deed SaleOct 5, 2023 · Amount on Record
Prior SaleApr 14, 2006 · Amount on Record
Deed Document Number2023109213
Deed Book / Page58921 / 801
Prior Transfer DateAug 12, 2003
Prior Transfer Doc0304510510
Record UpdatedSep 20, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateOct 5, 2023
Property Address1701 DOVER ST, FERNDALE, MI 48220-3108
Document Number0000109213
Book / Page58921 / 801
Map ReferenceLB 21 PG 36
Instrument DateSep 27, 2023
Instrument109213
Transaction TypeTransfer
Record UpdatedOct 24, 2023
Title CompanyCAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,775.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1701 DOVER ST, FERNDALE, MI 48220-3108

Transferred To (Grantee/Buyer)

NameVerified Name
Address1824 SHIRE CT, ROYAL OAK, MI 48073-1221

Mortgage

Document Number0000107951
DateOct 2, 2023
Book Page58915/459
Instrument107951
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2053

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1701 DOVER ST, FERNDALE, MI 48220-3108
Transaction TypeMortgage
Record UpdatedFeb 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1701 DOVER ST, FERNDALE, MI 48220-3108

Mortgage

Document Number0000026982
DateFeb 1, 2021
Book Page55611/765
Instrument26982
Lender
NameCREDIT UNION ONE
TypeCredit Union
AddressFERNDALE, MI 48220
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1701 DOVER ST, FERNDALE, MI 48220-3108
Document Number0000076615
Instrument DateApr 9, 2020
Transaction TypeMortgage
Record UpdatedMay 19, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1701 DOVER ST ADDISON MI 49220, ADDISON, MI 49220

Mortgage

Document Number0000076615
DateApr 14, 2020
Book Page054081/000335
Instrument76615
Lender
NameCREDIT UNION ONE
TypeCredit Union
AddressFERNDALE, MI 48220-1774
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 13, 2050

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1701 DOVER ST, FERNDALE, MI 48220-3108
Document Number0000127344
Instrument DateJul 2, 2018
Transaction TypeMortgage
Record UpdatedAug 24, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1701 DOVER ST FERNDALE MI 482203108, FERNDALE, MI 48220-3108

Mortgage

Document Number0000127344
DateAug 1, 2018
Book Page052049/000340
Instrument127344
Lender
NameCREDIT UNION ONE
TypeCredit Union
AddressFERNDALE, MI 48220
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJul 31, 2043
Interest
Rate TypeAdjustable Rate

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1701 DOVER ST, FERNDALE, MI 48220-3108
Document Number0000132851
Book / Page050859 / 000626
Instrument DateJun 29, 2017
Transaction TypeMortgage
Record UpdatedAug 2, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1701 DOVER ST FERNDALE MI 482203108, FERNDALE, MI 48220-3108

Mortgage

Document Number0000132851
DateJul 13, 2017
Book Page050859/000626
Instrument132851
Lender
NameCREDIT UNION ONE
TypeCredit Union
AddressFERNDALE, MI 48220-1774
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueJul 12, 2032

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,113.00 (-7.65%) Homeowner's exemption$167,600 (+35.75%)$335,200 (+35.75%)
2024$8,785.00 (+154.79%)
2023$123,460$246,920
2021$3,448.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 22,105 people · EPA ID MI0002280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2021
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 851 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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